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Amex CCA, is it compliant?


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Hi Guys

After reading lots of useful info on here I have decided to get on top of my debts.

 

Been paying Payplan since 2007. but have decided to take control. I have decided to CCA all my creditors. I have just received this from AMEX. I don't think it complies.

 

However Amex say "these documents for the executed agreement between you and American Express". I'm not so sure?

 

My ultimate aim is to offer one F&F offer to all creditor, If I can prove they haven't got a hope of getting judgement, the offer will be lower.

 

One final point I now live in France and they know this.

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as it says its an application form

 

 

but you'll need to pdf the attachment for us to see it properly

 

 

and the t&c's

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for the quick responce.

 

there is a signature on the application form, but it is not dated

 

PDF files attached.

 

This is with NCO europe, but the paperwork came from AMEX.

 

I guess after 6 years they still haven't defaulted it.

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attachment merged and reduced in size

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I did notice that the 60 second app is clearly marked " approved" and if the full Ts & Cs are present it's likely to be compliant.

 

 

Amex have used a dual purpose form app/agreement for some considerable time.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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