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Amex CCA, is it compliant?

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Hi Guys

After reading lots of useful info on here I have decided to get on top of my debts.

 

Been paying Payplan since 2007. but have decided to take control. I have decided to CCA all my creditors. I have just received this from AMEX. I don't think it complies.

 

However Amex say "these documents for the executed agreement between you and American Express". I'm not so sure?

 

My ultimate aim is to offer one F&F offer to all creditor, If I can prove they haven't got a hope of getting judgement, the offer will be lower.

 

One final point I now live in France and they know this.

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as it says its an application form

 

 

but you'll need to pdf the attachment for us to see it properly

 

 

and the t&c's

 

 

dx


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Thanks for the quick responce.

 

there is a signature on the application form, but it is not dated

 

PDF files attached.

 

This is with NCO europe, but the paperwork came from AMEX.

 

I guess after 6 years they still haven't defaulted it.

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attachment merged and reduced in size


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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I did notice that the 60 second app is clearly marked " approved" and if the full Ts & Cs are present it's likely to be compliant.

 

 

Amex have used a dual purpose form app/agreement for some considerable time.


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