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    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
    • Please go back and read my message posted at 10:27 this morning @jk2054. I didn't say that I wasn't going to provide documents, only that I will upload them to an online repo that I am in control of, and that I would share links to these. You shall still be able to read and download them no different from if they were hosted here. And, the issue I have is not so much with hosting, but using an online pdf editor to create a multi-page pdf, again I have discussed this that same message.
    • Thanks ,DX, I'd forgpotton about that letter and can't remember sending a SB letter. I must have left it and they did not chase. Unclebulgia. Yes several periods of no contact. Think its time for the SB letter . 
    • well if your not going to upload documents because you are too scared of your data being stolen and someone rocking up to you we are going to struggle to help you peoples energy data breach has nothing to do with a hosting site...
    • Whilst trying to point score over Biden, Trump can't remember the name of his own doctor. Trump gets name of his doctor wrong as he challenges Biden to cognitive test | Donald Trump | The Guardian WWW.THEGUARDIAN.COM Gaffe came as 78-year-old Republican presidential candidate sought to bolster his support among Black and Latino voters in Michigan  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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This is a very difficult one not sure if anyone here can help but hoping for some advice.


MONX
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My father passed away on Tuesday last week and we are totally devastated as you can imagine. Mum is in care as she has althzhiemers.

 

Dad left a will which said that he wished his half of the house to be divided between my brother and I and obviously the half my mother owned would go towards her care under the asset rules. (i believe anything over £14,000 is used to pay for her care)

 

We have since learned that mum and dad owned the house under a joint tennancy which means that dads share of the house doesnt become part of dads estate and passes to my mums sole ownership.

 

The house needs to be sold in order to fund mums care and as her daughter it falls to me to do that however in order to do it i have to apply for a "public guardianship" which means that I have to pay a bond to protect mums finances and this is something like £500 (annually i believe) so in effect the government are wanting me to pay for the right and privialige to sell my parents home and then give them the money!

 

To be honest there was barely enough to pay for the funeral so my brother and i have had to use our savings to do that and at this moment I dont even have £500.

 

So my questions are:

 

1. what would happen if i just refused to deal with the sale of the house, would someone be appointed by the government to deal with it?

2. If mum was in care due to being sectioned and currently funded under section 117 of the mental health act, does that mean that she will be continued to be funded by the government?

 

I know that this is a sticky one but dont know where to turn, unable to get appt with cab for weeks and really at the end of my tether. Dealing with the grief and organising funeral is bad enough but having all this over my head at the moment is making me ill. i just hope someone on here can help.

 

Thanks

 

Monx

Advice given is my opinion only, I am not a legal or financial expert (far from it).

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Hello Monx. I'm very sorry to hear about your Dad and the problems with your Mum.

 

My mother also has alzheimers and is in care. Her social worker told me it was capital over £26k that is taken into account, it might be worth looking into that.

 

I don't know about public guardianship because we're getting an LPA, I'll have a look at that later.

 

Does your Mum have a social worker? The one who was allocated to my mother has been very helpful, but I know all this will vary according to the area.

 

Hugs, HB

Illegitimi non carborundum

 

 

 

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Monx, I found some good information on the Age UK and Alzheimers Society. Have you looked at them?

 

HB

 

That is probably the best option. I think Age UK have a helpline you can call. I know in the Age UK shops they have loads of leaflets covering all the different issues.

 

Have not heard of the bond before. With an elderly Aunt, they had the savings to pay for their care, so we did not need to sell her property. She had already issued a power of attorney document, ready to be signed and someone appointed when ready. It required a GP to confirm that she was unable to deal with her affairs. The power of attorney was registered officially and we had to do regular accounts. It was all pretty straightforward.

 

But this is a different situation and you need to get proper advice from the right people.

 

http://www.justice.gov.uk/contacts/opg

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Monx, I found my mother's local Age UK really helpful on the phone when I rang them. They deal with this kind of thing all the time and I hope they will find you a simpler and cheaper way of dealing with the situation you have.

 

HB

Illegitimi non carborundum

 

 

 

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