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    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
    • This is simply a scam site.  It's been shown to be a scam in the national press and on national TV. Please fill in the the forum sticky and upload the invoice you've received. In fact what you have is an invoice, not a fine, a private company doesn't have the power to issue fines.  
    • Moved to the Private Parking forum.
    • Good afternoon, I am writing because I am very frustrated. I received a parking fine from MET Parking Services Ltd , ( Southgate park Stansted CM24 1PY) . We stopped for a quick meal in Mcdonalds and were there fir around 30 mins. We always do this after flights and never received a parking fine before.  Reason: The vehicle left in Southgate car park without payment made for parking and the occupants southgate premises. they took some pictures of us leaving the car. i did not try and appeal it yet as I came across many forums that this is a scam and I should leave it. But I keep getting threatening letters.  Incident happened : 23/10/2023 I did contact Mcdonalds and they said this:  Joylyn (McDonald’s Customer Services) 5 Apr 2024, 12:05 BST Dear Laura, Thank you for contacting McDonald’s Customer Services. I’m sorry to hear that you have received a Parking Charge Notice following your visit to our Stansted restaurant.   We've introduced parking restrictions at some of our restaurants to make sure there are always parking spaces available for customers.   We appreciate that some visits such as birthday parties or large group visits might take longer and the parking restrictions aren't intended to stop this. If you think your stay will exceed the stated maximum parking time then please speak to a manager in advance.   Your number plate is scanned by our Automatic Number Plate Recognition (ANPR) system when you enter our car park, and then again when you leave. If you have overstayed the maximum time allowed, you will not be notified straight away- a Parking Charge Notice will be sent to you via the post.   If you feel that a Parking Charge Notice has been issued in error, please contact our approved contractors who issued the charge in order to appeal the charge. Unfortunately McDonald's are unable to revoke parking tickets- the outcome of the appeal is final and cannot be overturned by McDonald’s.   Many thanks for taking the time to contact McDonald’s Customer Services.   Can someone please help me out and suggest what I should do next?  Thank you 
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Arrow/Blake Lapthorn Got Default CCJ - resident Abroad


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I have an alleged debt relating to MBNA for £19k,

 

 

the last payment relating to this goes back to 2009 and

 

 

I have zero chance of finding any money towards this.

 

 

It has been passed from debt collector to debt collector all of which I have manged to fob off

without sending payment or acknowledging the debt.

 

Arrow Global then purchased the debt and they latterly engaged Blake lapthorn solicitors who wrote to me threatening court action.

I replied to them asking for proof of any alleged debt and also advising them that I was no longer Resident in the UK.

 

Blake lapthorn responded by supplying a copy of a signature box and a few separate pages of T & C's.

 

 

I replied that the paperwork did not conform to the 1974 CCA and that they should therefore drop the claim.

 

They ignored my letter and proceeded to court where they obtained a judgement,

 

 

I was unable to defend as being out of the UK,

 

 

I was not notified in time and the paperwork was sent to an old (wrong) address.

 

I do come back to the UK from time to time, should I try and get this judgement overturned (do I have proper grounds to do so) or just ignore it?

 

Attached is a copy of the application form masquerading as a signed agreement.

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JPG too small to read.

Did Blake Lapthorn know of your current address at the time of the service of the court documents?

 

 

If so it will be easy to get a set-aside.

 

 

Was it clear to them that you had supplied an address where legal papers could be served

or did you write from abroad so they used the last addy they had on file.

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Thanks for the reply, not sure what the problem is with the jpeg, its 266k as a file but only loads at 6k on here??

 

I gave Blakethorn my UK correspondence address from which I have any mail sent on to wherever I am in the world

and also my lawyers address in the Philippines.

 

They chose NOT to use either option and instead served the papers at what they deemed "my last known address".

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you need to pdf attachments

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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if they knew your foreign address

and knew you were resided abroad

then the CCJ can be set aside

 

 

that's not a CCA that's an application form

 

 

do the dates on the T&C's match the date on the form?

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

if they knew your foreign address

and knew you were resided abroad

then the CCJ can be set aside

 

 

that's not a CCA that's an application form

 

 

do the dates on the T&C's match the date on the form?

 

Dx

 

Thanks for your reply Dx.

 

The T&C's comprise of five seperate A4 sheets,

they look like standard/generic issue,

two of them have MB98 printed on them

- that may or may not be a date.

The PDF I have uploaded is as I received it,

on it's own and not obviously relevant to anything else.

 

Blake Lapthorn referred to what they sent me as a "Credit Agreement".

 

I wrote to them from my UK correspondence address (as explained above)

I also gave them the address of my lawyers in the Philippines.

 

 

They replied to my UK correspondence address with the supplied copy of the "Credit Agreement"

but then proceeded to court using my last known address which wasn't the one I'd given them.

 

It looks like I could get this set aside,

I'll be in the Uk again later this month,

but if I succeed in doing that have I got enough "ammo" to fight off the alleged debt?

 

Another year and it'll be statute barred.

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Thanks for your reply Dx.

 

The T&C's comprise of five seperate A4 sheets,

they look like standard/generic issue,

two of them have MB98 printed on them

- that may or may not be a date.

The PDF I have uploaded is as I received it,

on it's own and not obviously relevant to anything else.

 

Blake Lapthorn referred to what they sent me as a "Credit Agreement".

 

I wrote to them from my UK correspondence address (as explained above)

I also gave them the address of my lawyers in the Philippines.

 

 

They replied to my UK correspondence address with the supplied copy of the "Credit Agreement"

but then proceeded to court using my last known address which wasn't the one I'd given them.

 

It looks like I could get this set aside,

I'll be in the Uk again later this month,

but if I succeed in doing that have I got enough "ammo" to fight off the alleged debt?

 

Another year and it'll be statute barred.

Not anymore I'm afraid as Court proceedings have been issued which stops the debt becoming SB.

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That's disappointing to hear Ganymede, would that still apply if I get the CCJ set aside?

 

Any views on the legitimacy of the paperwork Blake Lapthorn came up with?

 

No because the claim is still there...set a side only allows you to defend...the clock stopped the day it was issued.

Only claims that are struck out or discontinued/withdrawn re start the clock

 

Andy

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To get it set a side you firstly you need a valid reason along with a proposed defence that has merit and any application must be made as soon as possible.

We could do with some help from you.

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To get it set a side you firstly you need a valid reason along with a proposed defence that has merit and any application must be made as soon as possible.

 

Thanks for your reply Andy, given the information I've outlined in my original post does it look like I have grounds for this?

 

Surely a set aside should be feasible given I was out of the country and they sent papers to the wrong address? As for a defence, does the paperwork submitted by Blake Lapthorn stand scrutiny?

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Your reason does seem feasible......however unless you made the claimant aware of change of address then last known address is deemed as good service.

As stated its a two pronged process...so yes they may decide to consider set a side but to allow it then rests on whether you have a valid defence to proceed to defend.

 

Relying on whether a DJ would agree that a valid defence could be construed from sceptical paperwork is very risky...your fee for this risk will be £155.

 

I really cant comment on how a DJ would view your basis of defence unfortunately...sorry.

Regards

 

Andy

We could do with some help from you.

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Thanks again for the quick reply Andy.

 

As an alternative proposition, given that I have no desire or inetntion to return to the UK, should I save myself the hassle and just ignore it?

 

I would...it cant effect your credit rating where you reside now.

We could do with some help from you.

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Subject to the value they could attempt to execute it by way of a EEO

 

Read the following :-

 

http://www.justice.gov.uk/downloads/courts/european-union-cross-border-claims/ex375_1005.pdf

We could do with some help from you.

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Subject to the value they could attempt to execute it by way of a EEO

 

Read the following :-

 

http://www.justice.gov.uk/downloads/courts/european-union-cross-border-claims/ex375_1005.pdf

 

 

This only applies to the EU though, I don't have a place of residence or an address within the EU where such an order could be served.

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I wasn't aware of where you actually was residing so disregard then.

We could do with some help from you.

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If you're resident abroad might be worth looking into set aside based on jurisdiction.

 

You can only contest jurisdiction at the start of a claim

 

http://www.justice.gov.uk/courts/procedure-rules/civil/rules/part11

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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