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Nemo secured loan - repossession !!


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I have recently received court papers for repo! from Nemo.

Like many people agreed a repayment plan with then and they are still going for suspended repo!

I initially borrowed an amount 7 years ago and have missed a few payments here and there but always kept them informed and filled out necessary budget planners.

My arrears are around £3500, and the interest rate has gone up by around 2 percent since the start of the loan, I didn't realise I wasnt meeting the full amount they were charging me until I received my statement through and they had been charging me well over the contractual agreement amount, making extortionate charges on the arrears, so after paying for 7 years I havnt paid anything off and accumulated arrears!

Ive spoken to a few people on this and we are getting prepared for court, any advice is welcomed


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