Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • Hi   With a SAR all you have to do is ask for 'ALL DATA' (this way it does not matter what format they hold that data whether it be digital, email, telephone calls (recorded), written etc).   They then have 30 Days to comply once they have acknowledged your SAR Request (that is unless they require ID Verification) which the 30 Days time limit does not start until they have verified your ID if requested)   Also can I add in DHL response in post#36 I hate it when any Company/Business etc. has the nerve to use the get out clause of 'Human Error'.    This is not the case as it was 'Maladministration' by DHL' not 'Human Error' as stated to you, irrespective of who/which employee of DHL made the 'Human Error' the buck stops with DHL as who/which employee made that error was Employed by DHL.
    • pop up on the MCOL website detailed on the claimform. [if mcol is not working return after the w/end or the next day if week time] .  register as an individual  note the long gateway number given  then log in .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform .  defend all  leave jurisdiction unticked   goto the defence filing section  file the following:     1 The Claimant's claim was issued on (insert date).  2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980.  . If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant. .  3 The Claimant's claim to be entitled to payment of £[insert figure from their POC]  or any other sum, or relief of any kind is denied. .. ..ends..   dx          
    • I passed on the article and link to friend. Between us we will now try get the required info to the correct location so that they (whoever in the Govt) can sort out what he is owed. I will keep you updated.  This thread may help others in similar situations. Ethel Street - very helpful research.  Thank you.  Seems like you came up trumps!
    • numerous erudio/drydens claimform threads here already - use our search top right.   your appears to be statute barred as you've never heard of erudio so would not have deferred since your last direct deferment to SLC in 2013    if you wish to bother to even send CCA/CPR that's upto you but the bottom line is to erudio you've ignored everything to date yoy might also ignore a claimform.   but ofcourse you are not!!   if the above is true   pop up on the MCOL website detailed on the claimform. [if mcol is not working return after the w/end or the next day if week time] .  register as an individual  note the long gateway number given  then log in .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform .  defend all  leave jurisdiction unticked   goto the defence filing section  file the following: 1 The Claimant's claim was issued on (insert date).  2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980.  . If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant. .  3 The Claimant's claim to be entitled to payment of £[insert figure from their POC]  or any other sum, or relief of any kind is denied. .. ..ends..   dx      
    • Well I would want my £50 back also but hey ho if your satisfied its been resolved.....there was no way you could ever be liable anyway as your contract was with TC not RC.   Thread title updated.   Andy
  • Our picks

carriesue

Do I have to give DCA my employers adress

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1942 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

DCA has now accepted token payments.

They have sent me a budget form to fill in.

 

Am I obliged to give them details of my employment i.e employers name/address etc.

I am concerned that they will attempt to contact me there.

 

Many Thanks

Share this post


Link to post
Share on other sites

just pay them what you want to and tell them that's is what they are going to get even a £1. per month if you are strapped?

 

but give actual details on here who DCA for what? when taken out? amount alledged ?CCA1974 for what was it signed etc do not pay a DCA if there can be a dispute, without proper info the peeps cannot advise on your situation, some so called DCAs fleece people due to their lack of knowledge. they threaten all sorts but have no powers?

 

Personal information only a court can order details!


:mad2::-x:jaw::sad:

Share this post


Link to post
Share on other sites

I agree. Tell them you have worked out what you can afford. If you send in a budget form they will criticize what your spending and will next be asking for copies of bills and wage slips. They have no legal right to any of this information and providing employee details is a big no no.

 

In fact I wouldn't be paying them anything yet. Provide more details of the debt so you can receive more in depth advice from the good people on CAG.

 

What type of debt is this, when was it taken out, whose the creditor?

 

just pay them what you want to and tell them that's is what they are going to get even a £1. per month if you are strapped?

 

but give actual details on here who DCA for what? when taken out? amount alledged ?CCA1974 for what was it signed etc do not pay a DCA if there can be a dispute, without proper info the peeps cannot advise on your situation, some so called DCAs fleece people due to their lack of knowledge. they threaten all sorts but have no powers?

 

Personal information only a court can order details!

Share this post


Link to post
Share on other sites

It seems a bit daft to send the I&E form out after accepting the token payments.

 

No, you do not have to provide them with your employment details.


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Share this post


Link to post
Share on other sites

Send the budget summary and offer of payment. leave it at that.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

whats the debt all about

 

 

have you sent these fleecers a CCA request?

 

 

dx


..

Share this post


Link to post
Share on other sites

DCA are not allowed to contact work if they do report them ... anyway as said best thing to do is just send them your I.E with relevant info but NO bank satements or the like ...IF THE DONT ACCEPT TRY A FREE DMP cOMPANY TO HELP YOU ...MEANWHILE SEND THEM WHAT YOU CAN AFFORD ...as said have you done the CCA1974 cos they wont like that if you do .

Share this post


Link to post
Share on other sites

If you gave them your employers information as contact info, then yes they can call. But they MUST stop as and when you tell them to stop. No if's, ands or buts from them.

 

My advice would be to send them a basic budget summary along with your offer of payment. That is providing of course that they have fulfilled a CCA request before. Even if they have done that, you should check the legitimacy of the debt, as well as reclaiming any penalty charges and insurances before you even consider paying them.

 

 

Also, to the OP, you still havent answered the questions posed in posts #2 and #6.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...