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Halifax refuse to send me statements


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Hello,

 

 

I purchased my council house under the right buy act,

 

 

I took out an interest only mortgage with the Halifax and registered the deeds and the mortgage in both my and my Mother's names

 

 

I paid the full amount of the mortgage for 20 years until i moved out

 

 

My name is still on the deeds and as far as I know on the mortgage as well.

 

 

My problem is that due to various reasons I am not in communication with any of my family so can't see the statements ,

 

 

The Halifax won't send me a copies because I no longer live there and also don't know my balance.

 

 

Is this legal?

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send them an SAR

 

 

include a line detailing your old address

 

 

and a copy of your current CTAX bill as proof of where/who you are now

 

 

its a legal document

they cannot refuse

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Was it an Endowment Mortgage, because they are nortorious for this.

 

 

Best go to a solicitor (if you can afford it),

 

 

get them to write and ask for copies of Title Deeds, Charges Register and a copy of your Endowment Policy if you have one.

 

 

They will try and prolong giving you details as the longer it takes the more chances they have of your handing over property under repossession.

 

 

So as a matter of urgency see a solicitor.

 

 

Otherwise they could take the house from you.

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Hi Stan and welcome to CAG

 

I agree with DX - just because you are no longer AT the property is no reason for the bank to acknowledge your rights to info about the mgge a/c.

 

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