CCJ removed because judgement was Set Aside

[wolldav]

Hi,

 

Lowell Portforlio 1 LTD made a claim against me in the North Hampton County Court... To cut a long story short Lowell discontinued the case and it was set aside by the courts.

 

 

There is no CCJ on my credit file for the case BUT it still shows as a default.... I would have thought that the CCJ and anything associated with it should be removed from the file.. I contacted the Registry and they informed me that they only can take remove CCJ's not the default..

 

Is there a template letter that i can write to Lowell to let them know i have a Certificate of satisfaction/Cancellation and why is this still on my credit report as a default?

 

 

thank you

[renegadeimp]

Id the defaultnis correct then it will stay as its an accurate record of the status of the account.

[BRIGADIER2JCS]

Hi,

 

Lowell Portforlio 1 LTD made a claim against me in the North Hampton County Court... To cut a long story short Lowell discontinued the case and it was set aside by the courts.

 

 

There is no CCJ on my credit file for the case BUT it still shows as a default.... I would have thought that the CCJ and anything associated with it should be removed from the file.. I contacted the Registry and they informed me that they only can take remove CCJ's not the default..

 

Is there a template letter that i can write to Lowell to let them know i have a Certificate of satisfaction/Cancellation and why is this still on my credit report as a default?

 

 

thank you

 

 

There is no CCJ no judgement as Lowell withdrew and if you have not paid the debt then the default will remain if you have paid the debt the entry should be marked " satisfied" and in either case remains on the CRA files for 6 years from the default date when it will be removed paid or not.

[AndyOrch]

Thread moved to the correct forum.

 

Andy