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Letter from BPO Collections Instructed by MMF

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Hi all!

 

Sending this on behalf of my partner - She took out a payday loan with QQ she thinks back in a time of crippling debt. She owed a few things out at the time and basically ran away from them when it all became overwhelming.

 

She borrowed £200 in July 2009 and never paid a penny towards it, fast forward 5 years and a letter from BPO Collections has landed on our doorstep this morning, acting on behalf of Motormile Finance and threatening visitors to our door.

 

So first question is - can she request a CCA? Because this was online is it different to a normal loan where you sign something etc.

 

If someone does come to our door, they have no rights to enter our property without our permission do they? I'm fairly certain of that. Only problem is what if some bully turns up while im at work and barges past her.

 

Thanks in advance

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Ignore for now. MMF are pushing their luck and just sending out automated letters which break various regulations.

 

You can of course request a CCA from MMF which they will NOT have. They will either ignore your request, credit the fee to your account, or say they need 40 days to get the info.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Thanks for coming back to me!

 

So ignore for now, what about debt collectors coming to the door?

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Tell them to sod off, or the police will be called. The milkman has more rights than a doorstep collector. MMF will threaten it, but it rarely ever happens. If it does, just laugh at them.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Hi all!

 

Sending this on behalf of my partner - She took out a payday loan with QQ she thinks back in a time of crippling debt. She owed a few things out at the time and basically ran away from them when it all became overwhelming.

 

She borrowed £200 in July 2009 and never paid a penny towards it, fast forward 5 years and a letter from BPO Collections has landed on our doorstep this morning, acting on behalf of Motormile Finance and threatening visitors to our door.

 

So first question is - can she request a CCA? Because this was online is it different to a normal loan where you sign something etc.

 

If someone does come to our door, they have no rights to enter our property without our permission do they? I'm fairly certain of that. Only problem is what if some bully turns up while im at work and barges past her.

 

Thanks in advance

 

Hi,

Yes a CCA request is a very good idea, even if it was a "tick box" agreement.

How much is BPO asking for?

 

 

The "doorstep" collectors have no authority apart from a company "script" they cannot enter your property or remove goods.

If one such person attempts to " barge" past your partner it will amount to assault and the police must be called.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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