Jump to content

  • Tweets

  • Posts

    • The only thing Is I cant get the stuff they want by then. They said they might stop my childcare which I rely on. Thats whats worrying me x That and I hate talking on the phone I really struggle with it.
    • Have you anything to be worried about then?   Dx
    • Hello, I had a phone call saying it was an interview about my childcare costs dating back to april 2019!   I knew nothing about this interview so they have rearranged for this Thursday.    I'm really worrying about what it means? Why are they doing an interview and what sort of things do they ask   i'm really really worried about what will happen. m   My anxiety has been through the roof please can anyone advise?
    • I understand that it is my job to change the mortgage to a better interest rate but what I am referring to is potentially being mis sold the mortgage in the first place. followed by being penalised and charged for moving to another lender. Thank you for your response though.    
    • As long as Evershed's are opposed to the dealer, then frankly it really doesn't matter if it goes on to the fast track because the dealer will lose. They were on a losing case anyway – but now that they are up against Evershed's it is pretty well a dead certainty and that means that they will pay the costs However, I agree – better to be on the small claims track
  • Our picks

    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
      • 49 replies
    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
        • Thanks
      • 3 replies
    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
        • Thanks
        • Like

Debtor charged under section 68(1) of TCEA 2007 with "intentionally obstructing a bailiff".


Please note that this topic has not had any new posts for the last 2226 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Really!!

 

You are 'clutching at straws' and know perfectly well that 'proceeds' include money.

 

 

Yes, money taken by the bailiff, whether it be cash, card or dubloons. Are you saying that if you pay the council direct, even before the bailiff is at your door, that this is money taken by the bailiff?

Link to post
Share on other sites
  • Replies 108
  • Created
  • Last Reply

Top Posters In This Topic

A person has been arrested and it is only right that you rely upon facts.

 

In fact, what the debtor said is that he did not even know about a Liability Order until after he had received a supplementary Notice of Enforcement but by this time he has paid the council tax debt to the council.

 

Now, common sense alone will tell you there is something wrong here. If as he says he did not know about a Liability Order then are we to assume that he has not paid the summons costs or the liability order fee as well?

 

All of these are simple questions (just like the dates on the notices) and should have been asked of him. If an error has been then it can be corrected. What we have now is that this poor debtor is facing paying between £1,500 and £2,500 for legal representation.

 

Once again, this case has proved how important it is to not ignore correspondence. If as he says the debt had been paid to the council and he then received a letter from a bailiff company then it is crucially important to make contact with either the local authority or enforcement company. Again, nobody has even bothered to ask the debtor whether he did this.

 

more conjecture

Link to post
Share on other sites

I don't think the question is about whether proceeds include money, rather whether money paid to the council is considered proceeds from enforcement.

 

The debtor has obviously paid the council voluntarily and the EA has taken no part in this.

 

If, for example, the only reason a debtor failed to pay C.Tax on time was because of a cash flow problem, but subsequently cash became available and was paid the council; even if the EA has been instructed, the bailiff would have had no influence on the debtor's payment. Payment was always going to have been paid and the only factor influencing payment was the fact that the debtor's cash flow problem ceased.

Link to post
Share on other sites
Streetlaw, couldn't quote your post before you deleted it. You talk about compliance stage, first enforcement, second enforcement, disposal stage. That is for high court bailiffs. CT bailiffs have 3 stages - compliance, enforcement, disposal. Reg 13 as already referred to deals only with enforcement stage onwards.

 

 

Yes, that's why I deleted it. The last thing this thread needs is even more wrong info

Link to post
Share on other sites

Thread closed

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Link to post
Share on other sites

I would like to make the following statement:

 

I noted that the debtor had made a post on the relevant website last week that the bailiff who visited his property was Mr Grxxxby and that it is his belief that the bailiff may not be legally certificated.

 

His name does not appear on the HMCS Bailiff Register and whilst that is disappointing it is sadly the case that the register is not as up to date as we would like.

 

I made enquiries myself today with Bromley County Court (this is one of two County Courts used by Chandlers for certification purposes) and they confirmed by email that the bailiff is indeed a Certificated Bailiff. He was granted his certificate to work for Chandlers Ltd on 11th April 2014 and his certificate expires on 11th April 2016.

 

I hope the above avoids any further confusion.

Link to post
Share on other sites

Please note that this topic has not had any new posts for the last 2226 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...