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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Pyramid Scheme Organizers Brought To Justice


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A series of court cases has resulted in nine women in the Bristol area being convicted of conning about £20m from friends and family by running an illegal pyramid scheme:-

 

https://www.gov.uk/government/news/nine-convicted-of-multi-million-pound-pyramid-promotional-scheme

 

I started to take an interest in this story back in 2008 when it was reported in the Daily Mail. I feel sorry for all the people who have been conned out of their money.

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It seems to have taken a long time to bring these to trial !

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It actually was a series of trials. The first one took place in 2012 - but with a news blackout. I imagine the whole process was very complicated with thousands of victims, a mountain of paperwork and many people to interview. Also, because this seems to be the first case brought under the new ant-pyramid legislation, then I think that the prosecution team wanted to get it right.

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How was this sold to members without them realizing they will be trying to con new members out of their money.

 

Because ( to put it bluntly) people were greedy. Back in 2007 I started a thread on MSE all about this [problem]. Most posters were in agreement it was a [problem]. But a couple of people (probably members of the scheme) kept insisting that we didn't understand about it, we were jealous they were making money and even that we were running a rival scheme and wanted to discredit them. Even when the basic maths of a pyramid scheme was explained to them, and we asked the simple question of where the "new" money was coming from they still insisted that they were right and we were wrong.

 

The same goes about articles run by a couple of newspapers in the Bristol area. There was a hard core of people who via their comments insisted that the paper and Trading Standards were wrong, they were right and and everyone would be a winner and there would be no losers.

 

This is an example of the stupid posting on MSE from one of the schemes fans:-

 

ITS A RISK.................. maybe at some point down the line, maybe in 6 months or maybe in 3 years we will all run the risk of losing our money on our particular chart (as this is the only one that I can comment on!!) If this does happen then it will be 7 people who lose out and the chances are that they will be people who have gone back in anyway and already made a profit, 50% of our chart are "re-investors" at the moment........ it could even be me.. so be it...... Im a grown up!! No-one that I have come into contact with are under any illusions.

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Here are a couple of comments from the original newspaper article:-

 

http://www.southwalesargus.co.uk/news/11482628.Women_guilty_over__pyramid__scheme/?action=success#comments

 

Well i know people who are on the charts and had numerous payouts!! People are too quick to assume, facts are fact, and not from a third party, the fact is it is working, i have been to a payout and seen it, the people there didnt look very vunerable to me, all were there of there own accord nobody forced into it.

 

I am sick of hearing about this Pyramid [problem].... Wot we are doing is not a pyramid. The difference between the two is on the pyramid scheme the person at the top made money from everyone below them, this doesnt doesnt happen with ours, when you get to the top and you have had your money you come off the chart, the chart splits then the 2 people you have bought in go in for there payout... and so on .. No matter what anyone says this is all legal.. you have to win your money on the night and donate a certain amount to charity! Why complicate things by trying to work it out mathematical, you invest 3K and bring 2 people in behind as long as people keep investing and bringing the 2 people in it will keep going, if you dont bring 2 people in then you dont move up the chart!!! You know exactly where your 3K is going you give it to the person in payout on the night, if people dont want to do fine, but keep your opinions to yourself, alot of people commenting dont know the facts of what is going on and im sure if you did know you would be doing it like the rest of us!

 

 

The "winning the money on the night" actually consisted of answering a very simple question such a "name a piece of cutlery"

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Well i know people who are on the charts and had numerous payouts!! People are too quick to assume, facts are fact, and not from a third party, the fact is it is working, i have been to a payout and seen it, the people there didnt look very vunerable to me, all were there of there own accord nobody forced into it.

 

I am sick of hearing about this Pyramid [problem].... Wot we are doing is not a pyramid. The difference between the two is on the pyramid scheme the person at the top made money from everyone below them, this doesnt doesnt happen with ours, when you get to the top and you have had your money you come off the chart, the chart splits then the 2 people you have bought in go in for there payout... and so on .. No matter what anyone says this is all legal.. you have to win your money on the night and donate a certain amount to charity! Why complicate things by trying to work it out mathematical, you invest 3K and bring 2 people in behind as long as people keep investing and bringing the 2 people in it will keep going, if you dont bring 2 people in then you dont move up the chart!!! You know exactly where your 3K is going you give it to the person in payout on the night, if people dont want to do fine, but keep your opinions to yourself, alot of people commenting dont know the facts of what is going on and im sure if you did know you would be doing it like the rest of us"

 

Lemmings. ..... Lambs to the slaughter !!!!!!

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Today's Telegraph has a long article about the women behind this crime:-

http://www.telegraph.co.uk/news/uknews/crime/11110946/The-story-behind-the-respectable-pyramid-scheme-ladies.html

 

I like this bit:-

 

He described Fox as a “forceful” character, but her background had obviously reassured investors. Mr Bracken said: “There is no doubt that for some of the victims, seeing these ladies did add to the sense of trust and did make them more likely to invest.”

Not that Fox seems to have cared too much for her customers. Minutes from the meetings taken from her house show her to be something of a snob. She showed disdain for the “gum-chewing” attendees at one event and at another expressed “sheer indignation” that a “bride” had brought cava rather than champagne to celebrate her windfall.

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