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Over limit fee - tesco card **REFUNDED**

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Hello,

 

I opened a Tesco credit card with a £400 limit.

 

I spent £399.94 on it. Then they added about £6 interest which took me over the limit and they charged me a £12 over-limit fee.

 

Can they do this?

 

Thanks

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you can reclaim it

it is a PENALTY and unlawful under FCA guidelines

 

 

why not ring and ask them to remove it

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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you can reclaim it

it is a PENALTY and unlawful under FCA guidelines

 

 

why not ring and ask them to remove it

 

 

dx

 

Thanks

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you can reclaim it

it is a PENALTY and unlawful under FCA guidelines

 

 

why not ring and ask them to remove it

 

 

dx

 

I rang them and they removed it but only as a gesture and they said they would only do it this once.

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Cool

 

This thread can be marked **Resolved**

 

Be sure to challenge ANY over limit or late payment charges if they happen again, although the better advice of course is to avoid them in the first place :)

 

Post here if you need any help in future, after all, every little helps


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The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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well done

 

 

they always say that.

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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check they've not trashed your credit

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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