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    • Hmm yes I see your point about proof of postage but nonetheless... "A Notice to Keeper can be served by ordinary post and the Protection of Freedoms Act requires that the Notice, to be valid,  must be delivered either (Where a notice to driver (parking ticket) has been served) Not earlier than 28 days after, nor more than 56 days after, the service of that notice to driver; or (Where no notice to driver has been served (e.g ANPR is used)) Not later than 14 days after the vehicle was parked A notice sent by post is to be presumed, unless the contrary is proved, to have been delivered on the second working day after the day on which it is posted; and for this purpose “working day” means any day other than a Saturday, Sunday or a public holiday in England and Wales." My question there is really what might constitute proof? Since you say the issue of delivery is a common one I suppose that no satisfactory answer has been established or you would probably have told me.
    • I would stand your ground and go for the interest. Even if the interest is not awarded you will get the judgement and the worst that might happen is that you won't get your claim fee.  However, it is almost inevitable that you will get the interest.  It is correct that it is at the discretion of the judge but the discretion is almost always exercised in favour of the claimant in these cases.  I think you should stand your ground and don't give even the slightest penny away Another judgement against them on this issue would be very bad for them and they would be really stupid to risk it but if they did, it would cost them far more than the interest they are trying to save which they will most likely have to pay anyway
    • Yep, true to form, they are happy to just save a couple of quid... They invariably lose in court, so to them, that's a win. 😅
    • Your concern regarding the 14 days delivery is a common one. Not been on the forum that long, but I don't think the following thought has ever been challenged. My view is that they should have proof of when it was posted, not when they "issued", or printed it. Of course, they would never show any proof of postage, unless it went to court. Private parking companies are simply after money, and will just keep sending ever more threatening letters to intimidate you into paying up. It's not been mentioned yet, but DO NOT APPEAL! You could inadvertently give up useful legal protection and they will refuse any appeal, because they're just after the cash...  
    • The sign says "Parking conditions apply 24/7". Mind you, that's after a huge wall of text. The whole thing is massively confusing.  Goodness knows what you're meant to do if you spend only a fiver in Iceland or you stay a few minutes over the hour there.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Johnc V Natwest (isle of Man Bank) ** WON **


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S.A.R - (Subject Access Request) sent awaiting return:lol:

 

 

 

 

 

 

Barclycard SAR sent 27/10/06

Isle of Man Bank SAR sent 27/10/06

My Claims:

 

Isle of Man Bank -

WON £3054.79 (settled at court stage)

 

BarclayCard -

Claiming £701.89 Part 3 letter sent

 

Capital One -

WON £1500 (settled at court stage)

 

CitiCards -

Claiming £1549.41 (at court stage)

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statements arrived in destroyed envolope

My Claims:

 

Isle of Man Bank -

WON £3054.79 (settled at court stage)

 

BarclayCard -

Claiming £701.89 Part 3 letter sent

 

Capital One -

WON £1500 (settled at court stage)

 

CitiCards -

Claiming £1549.41 (at court stage)

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| think this is something that may need to be looked at, there are quite a few people on these boards whose statement have arrived in damaged packaging.

Have you checked that all that is in there should be?

 

We all know how slimy and dubious these banks are I can't help thinking that something is going on. Am I paranoid - Damn right I am.

basium, argentaria taberna, meus solum.

 

NatWest LBA Sent - 31/10/06 £1,126.42

Abbey Bank LBA sent - 1/11/06 £268 (8 months)

Barclay Card S.A.R sent - 1/11/06 £236 counted so far

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when the wife rang to complian the person at the other end laugh at her (not a wise thing to do), apparently the manager rang stating that it was the standard envolope for sending out statements

My Claims:

 

Isle of Man Bank -

WON £3054.79 (settled at court stage)

 

BarclayCard -

Claiming £701.89 Part 3 letter sent

 

Capital One -

WON £1500 (settled at court stage)

 

CitiCards -

Claiming £1549.41 (at court stage)

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part 2 letters sent

My Claims:

 

Isle of Man Bank -

WON £3054.79 (settled at court stage)

 

BarclayCard -

Claiming £701.89 Part 3 letter sent

 

Capital One -

WON £1500 (settled at court stage)

 

CitiCards -

Claiming £1549.41 (at court stage)

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letter recieveed 11 november

 

Thank you for your letter dated 9 nov, 2006, and for tsking the time to write. I am sorry that you have found cause to complain but we welcome the opportunity to address the issues you have raised.

 

I am not yet able to answer you concern fully, as I need to look into matters further. I will contact you again within the newt two weeks either with a full response to you complaint or to update you on the progress I have made. However, if you need to contact me to discuss you complaint, please feel free to contact me on 01624 646500.

 

In the meantime I enclose a leaflet which explains our complaint handling procedures for your information.

 

Thank you again for taking the time to bring this to my attention

 

Mrs LJ Fox

 

this looks like a standard rely has anyone had this type before:cool:

My Claims:

 

Isle of Man Bank -

WON £3054.79 (settled at court stage)

 

BarclayCard -

Claiming £701.89 Part 3 letter sent

 

Capital One -

WON £1500 (settled at court stage)

 

CitiCards -

Claiming £1549.41 (at court stage)

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the banks started sending me a Leaflet call "important information" ive had 8 so far since putting my SAR in. Guess what its all about the charges they are going to apply to my account. LOL.

My Claims:

 

Isle of Man Bank -

WON £3054.79 (settled at court stage)

 

BarclayCard -

Claiming £701.89 Part 3 letter sent

 

Capital One -

WON £1500 (settled at court stage)

 

CitiCards -

Claiming £1549.41 (at court stage)

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make that 10 got 2 more today lol

My Claims:

 

Isle of Man Bank -

WON £3054.79 (settled at court stage)

 

BarclayCard -

Claiming £701.89 Part 3 letter sent

 

Capital One -

WON £1500 (settled at court stage)

 

CitiCards -

Claiming £1549.41 (at court stage)

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  • 4 weeks later...

had an offer of half of each of the amount requested back am still going forward

My Claims:

 

Isle of Man Bank -

WON £3054.79 (settled at court stage)

 

BarclayCard -

Claiming £701.89 Part 3 letter sent

 

Capital One -

WON £1500 (settled at court stage)

 

CitiCards -

Claiming £1549.41 (at court stage)

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  • 1 month later...

forms posted today

My Claims:

 

Isle of Man Bank -

WON £3054.79 (settled at court stage)

 

BarclayCard -

Claiming £701.89 Part 3 letter sent

 

Capital One -

WON £1500 (settled at court stage)

 

CitiCards -

Claiming £1549.41 (at court stage)

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  • 4 weeks later...

I WON I WON They've paid in full i received a letter about no disclosures anyone got a template letter for this

My Claims:

 

Isle of Man Bank -

WON £3054.79 (settled at court stage)

 

BarclayCard -

Claiming £701.89 Part 3 letter sent

 

Capital One -

WON £1500 (settled at court stage)

 

CitiCards -

Claiming £1549.41 (at court stage)

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  • 2 weeks later...

Johnc007

 

I too have sent letters to IoM Bank requesting payment of charges (£2700). They sent the reply you posted earlier so i followed it up with a letter threatening court action BUT as I am based in the UKI they said they were not governed by UK law and so I could not claim - basically tough luck. Which letter did you have success with?

 

Congratulations on your victory

 

Nole

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My Claims:

 

Isle of Man Bank -

WON £3054.79 (settled at court stage)

 

BarclayCard -

Claiming £701.89 Part 3 letter sent

 

Capital One -

WON £1500 (settled at court stage)

 

CitiCards -

Claiming £1549.41 (at court stage)

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  • 1 month later...

I sent the letter to Natwest in London claining they were subject to UK law as Isle of Man was a subsidiary company. They forwarded it to the Isle of Man and said they would reply within 28 days. They replied today saying they were not acting illegally and the charges were clearly indicated. However, as a gesture of goodwill they would refund my charges of £2167.

 

Thanks to all who gave me the encouragement to continue despite initial setbacks.

 

Nole

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