Jump to content


exeterbay

Me and MMF visit letter

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1756 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi,

I have just noticed in my junk mail 3 emails from mile.com!, the latest one states that my continued default will be reported to all 3 CRA's! And they are looking at doorstep visits! I have absolutely no idea what these bunch of jerks are on about!!!! They have even spelt my name wrong! What is the best course of action for me to take?

Share this post


Link to post
Share on other sites

best action? Ignore them. Notice how they got filed in junk? You could also report them to their email host and have their account actioned for unsolicited spam.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

I'm not worried about **** like this and kick them down the street but what if they turn up at my home and my wife/kids answer and I'm not there? In my dark days I have had to use payday loans and retry damn sure I settled them up! Haven't used them for some 4 years.

Share this post


Link to post
Share on other sites

They wont turn up. Its very very very very rare they do. If they do turn up, simply slam the door in their face, or ignore them.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Hmmm sounds good!, can I not ask for a Cca? Or send the doorstep letter?

Share this post


Link to post
Share on other sites

I wouldnt do either. Theyve send junk mail to an email account they dont even know is in use. The letters/emails are all automated with no human input.

 

I would simply ignore them for now, but keep a full log of all attempts to contact you should they try anything in the future.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Double Post


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Hi renegadeimp,

Have received another email,in junk folder from mmiles stating that they have sent Instructions to doorstep collections! I have looked back on my credit file and I had a £200 payday loan with swift who these muppets are working for. It states it was settled in full with no problems and account normal!

What course of action do I take now? I don't want them coming to my home and upsetting my family so shall I send the doorstep letter? What else can I do to stop these chancers?

Share this post


Link to post
Share on other sites

Ignore. They rarely do turn up and if theyre stupid enough to do so, you can tell them in any way you like to bog off.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites
Ignore. They rarely do turn up and if theyre stupid enough to do so, you can tell them in any way you like to bog off.

 

But since I don't owe them anything and the CRA says that too would it not be easier to send them a 'proof it' letter and a 'don't set foot on my doorstep' letter.

Chances are that if they did turn up I would be at work and don't really want my wife or kids answering! I'm more than happy to tell them where to go!

Share this post


Link to post
Share on other sites

If you dont have a debt with them, write to their compliance director with a full complaint and copy in the fca.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Hi renegadeimp,

Just to confrm before I write letters to the compliance chap, is the record that is on my credit file which states the amount was repayed enough to get these muppets off my back or do I need more proof?

Share this post


Link to post
Share on other sites

Did you repay it, or does it state settled?


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Account Opened22 July 2011*Last Updated1 October 2012*

Account Number**************4598*Account TermsMonthly for 1m*Payments Started22 July 2011*Opening Balance£200*Lump PaymentNot Recorded*Current BalanceClosed 5 October 2012*Credit LimitNot Applicable*Monthly ChangeAccount Closed*Worst Status

OK

**The account has been settled/closed.*Default DateNot Defaulted*Account Holder StatusNormal*Account StatusNormal*Reported UntilOctober 2018*

Share this post


Link to post
Share on other sites

Hi All, hadn't contacted mmf since last letter and the above has arrived today, the letter seems full of b£!!sh1t but im not sure how to reply with a letter to them can anyone help? As you can see from my previous notes my credit file states this debt is settled,any imput on what to reply with would be great ta,

Share this post


Link to post
Share on other sites

Settled means its been sold. Convert that image to a PDF then reupload.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

attachment sorted

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

Share this post


Link to post
Share on other sites

own thread created

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

Share this post


Link to post
Share on other sites

Thats a normal threatogram from MMF. However you shouldnt ignore it, but put your foot down hard and put them to proof of the debt.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Share this post


Link to post
Share on other sites

Ok will do, but do you have a letter i can send? Wording isnt my strong point!

Much appreciated

Share this post


Link to post
Share on other sites

Hi renegade,

What should i ask mmf for in my letter? Proof of credit agreement ?

Share this post


Link to post
Share on other sites
Hi renegade,

What should i ask mmf for in my letter? Proof of credit agreement ?

There is a troubling in the credit file entry it clearly states " Status NOT Defaulted"


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post


Link to post
Share on other sites
Account Opened22 July 2011*Last Updated1 October 2012*

Account Number**************4598*Account TermsMonthly for 1m*Payments Started22 July 2011*Opening Balance£200*Lump PaymentNot Recorded*Current BalanceClosed 5 October 2012*Credit LimitNot Applicable*Monthly ChangeAccount Closed*Worst Status

OK

 

 

 

**The account has been settled/closed******.*Default DateNot Defaulted* *********

 

 

 

 

 

 

 

 

 

 

Account Holder StatusNormal*Account StatusNormal*Reported UntilOctober 2018*

 

 

If this is correct the debt has been sold on without being defaulted leaving MMF to play silly buggers with a default when ever they like!


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...