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Hi folks.

 

 

I had ppi sold on my in shop loan

 

 

on my credit cart with nat west

 

 

on the CC with halifax

 

 

on first mortgage with Halifax

 

 

second mortgage with Halifax

 

 

on final mortgage with platform loads

 

 

on my capital one credit card.

 

 

I have a brain injury and just an not dabble to fight this properly.

 

 

I'm tired of people taking the mickey and just ignoring my request or just confusing me so I can't proceed.

 

 

I now tony have any of the paper work except the platform loans.

 

 

Everything else is lost.

 

 

It all goes back over 18 yrs.

 

 

can I get some one to help?

 

 

I don't mind paying a fee.

 

 

Thanks for your time

 

John.

 

 

We realy could use the money as am retired with my occupational pension.

I don't get any benefits.

In fact they took over three thousand from me when my pension paid out.

 

 

I've had enough nowSeeing my family suffer day after day because I can't work.

 

 

Our son had ADHD heating bills are in the thousands.

 

 

To be honest they would be better off if u was dead.

 

 

It least they would get more help and still claim a widows pension

 

 

some one

 

 

please help.

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If you haven't already done so, then you need to send a Subject Access Request to the banks/credit card companies.

 

You will find a template request in the link below.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387306-Full-Subject-Access-Request

 

If you have more than one account with one bank - you only need send ONE request and enclose just 1 x £10.00 which is the statutory fee.

 

If you can afford it, send the request by a tracked mail - keep the receipt and check the online status to establish when it has been received by the bank. They will have 40 calendar days in which to comply.

 

Once you have all your statements and/ or agreements so that you know how much PPI you have paid - then you can complete a spread sheet and make your claim.

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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you need to send an sar to each bank and get all the statements.

 

 

then start a new thread for each 'claim'

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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