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    • Hello,    I'm looking for some advice regarding my david lloyd membership,  I was a linked member to my now ex-partner's member unfortunately over the last lockdown our relationship broke down and we've gone our separate ways. To put it mildly we're not on friendly terms, he goes to the gym with his close friends and it would be a pretty hostile environment to be around.    He sent me a brief message just over a month ago to say that I was no longer a member and basically i'm not allowed to return once they'd re-opened. I'd left it at that and rejoined a new gym.    Anyway, i've now received an email staying I have unpaid fees and need to make a payment and they've set me up as stand alone member - i've tried to speak to someone but apparently have to wait 3-5 days and i'm assuming they're now going to make me do the three months cancellation fee.    I can't afford to pay three months worth of membership for a gym i'm not going to go to. From reading some of the other conversations it looks like DL can be pretty brutal and not really have any empathy and i'll soon get a letter from a debt agency if i don't comply. What would be the best way forward? I'd rather offer a resolution then ignore and worry for a few months.     
    • Its a common wheeze to put a no parking outside opening hours on KFC and other places like cinema complexws with fast food outlets, The original planning permission doesn't permit such stuff quite often,
    • Good afternoon.   I am a member of Anytime Fitness on a rolling-monthly contract.   In March 2021, my home gym (Aldgate) sent an e-mail asking members to continue paying, freeze, or cancel their membership. If you didn't reply they would automatically keep taking payments.   Me (being naive and stupid), didn't reply to their email. My £40 a month D/D payments continued. These would be reduced to 50% once gyms opened again. I paid 100% (£40) Apr, May, Jun, Jul, and 50% (£20) in Aug, Sep, Oct.   I DID attend the gym July - October, so I am owed 3 'half-months' and around a week (from July) of payments from Aldgate.   My home gym then switched to Lewisham in November by default as I had visited that gym more. Lewisham charged me the 50% for Nov, Dec, Jan, Feb, Mar, and this went back up to 100% (£40) in April.   Again I DID attend Lewisham in Nov and Dec outside of restrictions. I have also attended the gym this month. Therefore I have overpaid them by at least a month, plus the latter part of December. It gets even more confusing as their basic membership fee is £24.95.   Aldgate will not refund me, nor will they transfer what I essentially overpaid to Lewisham, despite the gym being one-brand it is ran by a different franchisee. Lewisham are not so quick at replying to e-mails. They said I can talk to their management when I next visit, but I want to keep everything written (even if it is electronically) for now. I am however going in there tomorrow to give them a piece of my mind.    Anytime Fitness don't have a central 'complaints/info' e-mail, they essentially just push you off to the individual clubs.   Should I just try claiming a refund though my bank? All payments are made to a company called Clubwise, which I am told is a membership payment system that all ATF gyms use.   Many thanks.  
    • Hi all,   I'll try and summarise this mess briefly.   I have approximately £45,000 in credit card debt from the UK. I moved abroad a number of years ago (outside of EU). Up until now I was making minimum repayments, and had never missed a payment. It's got to a point where I can no longer continue making the payments, and I never told them of my address change (the address listed is my last UK address, which is my parent's home). I was basically using one of the cards with money available to pay off the other minimum payments using Revolut, and now of course i've run out of money. I have no spare money available, nor anyone that can help, so I believe my only choice of action is to stop paying. My CC accounts are with Lloyds Group, Tesco & HSBC.   From asking a different forum, my understanding is that if I do not intend to make payments I should cancel the direct debits first of all, then eventually all the accounts will default. I also was recommended to send letters with proof of postage to the creditors regarding my address change so they don't hound my parents, and have my correct contact info. I managed to find the address to use for Lloyds & Tesco, but I cannot find a postal address for HSBC anywhere. Is anyone able to help me with that please?   To answer some questions, I don't plan to return to the UK anytime soon. I don't have any assets in the UK, my bank account that had the direct debits is not connected to the creditors, does not have an overdraft, and the only money that was in there was to cover the payments. Also, I've been out of the country longer than the amount of time bankruptcy would be an option. I'm not particularly proud of what i'm doing, but feel like the only option is to have a fresh start from the worry of my UK debts.   Does anyone have any advice, or suggestions on my plan, and if i've missed anything? When the phone calls/letters/emails start should I respond/respond in a particular way/ignore? I guess at this stage without missed payments, this month will be the 1st time anything is noted, so i'm not sure when the messages will start.   Thanks for your time.
    • But I was fighting this claim thanks to you lot and your help last year. I genuinely don't know what happened to the court papers or the LBA that preceded it, and can only assume that it defaulted due to my having returned one envelope unopened back to ELMS Legal that maybe contained the LBA etc. A costly lesson although I'm inclined to just ignore it and swallow the CCJ for 6 years rather than give them a penny!
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    • Ebay Packlink and Hermes - destroyed item as it was "damaged". https://www.consumeractiongroup.co.uk/topic/430396-ebay-packlink-and-hermes-destroyed-item-as-it-was-damaged/&do=findComment&comment=5087347
      • 32 replies
    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
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lack of settled Barclays cases?


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Hi Guys,

 

I've just been looking through the Litigation Concluded section and notice a lack of Settled Barclays cases.

 

I'm currently at day 20 of the 28 days allowed for Barclays to defend thier case from me.

 

Do they normally leave it to the very last few days?

 

cheers

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Hi there,

 

Im kinda in the same boat. I got offered £300 for the £910 i claimed. I told them it wasnt acceptable. So legal nastyness insued.

 

So now i have launched a claim, and they defended within 2 days. Just waiting to see if they file a rebuff. (22 days to go)

 

Im actually looking forward to potential court action to tell the judge what [email protected] B arclay are. Bring it on Barclays.

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in a similar situation, on day 23 of the 28 days in which to wait for a defence...

 

still at least when ours are settled other people will be able to see them for encouragement!

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Im on day 19 after refusing just under half.

Bank Claim Result

NatWest £2051 UnGagged myself. They paid up in full:D

Barclays £641.81 Settled in full.:D

MBNA AOL £390 account credited

MBNA Card £880 account credited

MBNA Loan £115 LBA 03/07

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Hi all

 

Don't worry too much about the POSSIBILITY of having to end up in Court.

 

Think of your letters and the Bank's replies as a game.

 

You know they are playing a little game, they know you are. It's like a game of chicken. They are just waiting for some people to get nervous and go away.

 

Hang in there.

 

Expect a letter a day or so before the court deadline with an offer, most likely in full.

 

Do you really expect a Bank to go to court over something they can't win ? Their costs can't be recovered in the small claims court and the publicity of a win for a customer in the court is something they will not want.

Been through the system. Keep going... it works !

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I'd agree with Dickie, its just a case of holding your nerve. The bank will only pay out at the last minute, they might as well hang on to your money for as long as they can!! They will also be hoping that some people drop their cases as they are scared of the prospect of attending court.

 

They could even turn up on the day of the Court Hearing and offer you a full payment before you sit before the Judge.

 

Barclays have got 2 days to submit a Defence to my claim of £4k

Barclays - £4k - Hearing Date 19th Sept 06

Smile - £370 - Refunded in Full

Capitla One - £100 LBA 25/5

Virgin ? Data Protection Act 25/5

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We have just filed a claim for £3670.00 with MoneyClaim. Barclays offered us a goodwill payment of £1500 in full settlement. We said that this would do as an interim payment with the rest within 7 days. They refused , saying "we acknowledge your intention to sue us" so we HAVE!!

 

Barclays seem to think that their customers don't have the balls to stand up to them, but after the hardship and problems their charges have cost us in 6 yrs, they really have p***d us off. My wife and I are quite happy to go to court if required and will even get the local paper involved if they want to look like a bunch of total muppets.

 

Like the others have said- don't worry, play "chicken" with them, it's them that will loose their nerve first!

\"I Think you\'ll find our charges are fair and laid out in our terms and conditions Mr Butler....\"

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They filed a defence of my case on the last possible day, i believe i am the first to go this far with Barclays - documented on here anyway - i will keep you posted, im not worried, i have read and read, digested, educated myself and am fully prepared to see them in court should they wish to turn up and explain the theft of my money.

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They filed a defence of my case on the last possible day, i believe i am the first to go this far with Barclays - documented on here anyway - i will keep you posted, im not worried, i have read and read, digested, educated myself and am fully prepared to see them in court should they wish to turn up and explain the theft of my money.

GOOD LUCK MATE.

Not that you will need it. :)

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They filed a defence of my case on the last possible day, i believe i am the first to go this far with Barclays - documented on here anyway - i will keep you posted, im not worried, i have read and read, digested, educated myself and am fully prepared to see them in court should they wish to turn up and explain the theft of my money.

 

Same here! they filed for defence on the last day possible. Have just recivied the paper work from moneyclaim advising me that my cliam has been transfered from Northampton Court to my local court.

 

In their defence paper work they seem to have just quoted the terms & conditions of my account. Also in the paperwork was an Allocation Questionnare for me to fill in.

 

Has anyone else been this far down the road? what happens next? am i actually likely to go to court?

 

thanks

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Hi Jinx, Im at the same stage of you and have just filled in my AQ.

 

It is a possibilty that we may have to go to Court to get our money back, but it is all a game of chicken. They want us to be so scared by the prospect that we will drop our claims and they will be even more richer, at our expense!!

Barclays - £4k - Hearing Date 19th Sept 06

Smile - £370 - Refunded in Full

Capitla One - £100 LBA 25/5

Virgin ? Data Protection Act 25/5

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Yeah i Sent My 1st letter off to barclays on 15th april and i havent had anything back from them. Although AMEX and Morgan standly both sent me the DPA forms within a few days hope there speedier once the DPA gone to Barclays :-|

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  • 12 years later...

This topic was closed on 2019-03-08.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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