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PPI Accepted but husband deceased. No will. No estate.


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My Mother had completed a ppi claim and stated that my Father had passed away.

 

 

She received a letter shortly afterwards confirming the application was successful

and she would receive a cheque in the post which she did.

 

 

Unfortunately it was made out in both my Mothers and Fathers name.

When she called the bank she was asked to send my Fathers death certificate as proof which she did

she received a letter back saying they had received it and she would hear from the bank within 28 days.

 

 

The 28 days had come and gone

she phoned only to be told they wouldn't be sending a cheque

as needed more evidence such as a will or a letter of authority (??).

My mother is nearly 70 and this has stressed her out a bit as it is quite a substantial claim.

 

 

Can anyone give me some advice on how best to pursue this?

My Mother has felt like givin up as she doesn't know what to do

which is probably exactly what the bank wants.

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I will try and find someone who can help.. It might not be this evening.. but certainly someone will look in over the next couple of days.

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

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What is the ppi for? You might need to go through probate despite there being no will which might confirm your mothers entitlement up the money. http://www.hmrc.gov.uk/inheritancetax/intro/probate-process.htm

 

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Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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name the bank please and the type of credit

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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