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Monument Card PBP Repayment - how do i check they are correct?


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Hi

 

 

about 7 weeks ago i received a letter from monument saying i was sold ppi and did i want to claim against it being mis sold,

this i did and had not heard anything back until yesterday..

 

 

. when i came home i found a cheque for over £600 waiting for me along with a compliments slip..

 

I dont want to sound ungrateful but i have no idea how they came to this figure

 

 

so i phoned them only to be told they cannot discuss it with me as i cant remember my old password..

 

 

. i should mention the account has been closed for a few years..

 

 

all i really want to know is how they reached this figure and can they give me a breakdown.

 

Any help would be appreciated.

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send them an sar

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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write to them asking for a breakdown of the calculations

 

 

they might give you a list of PBP payments and dates

 

 

cash the cheque if they are short they'll send another

 

 

when was the card opened and closed

 

 

have you any details?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Hi have received a breakdown of my PBP payments and calculations on how Monument arrived at the figure that was on the cheque I received from them... I was hoping that someone could have a look at these figures and let me know if these calculations and the amount I received are correct.. any help would be appreciated.

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Post them up minus personal details

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pop each PBP payment listed into this sheet on its date

set the int rate [cell d.15'] to 22.48

 

 

set the claim to date as 8/3/7

 

 

 

CISheet v101.xls

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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how take the total from that and the date 9/3/7

 

 

and using the statint sheet

 

 

enter it as a lump sum

 

 

StatIntSheet v101.xls

 

 

that will do the 8%

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi doing something wrong here... put in the date 9/3/7 at date of charge and also put in date from and claim to as 9/3/7 .. is this correct?

 

8% from 9/3/07 to date of payment on pbp payments plus ci total (563.72)

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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Bert could you start your own thread please, otherwise this one will be totally confusing

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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on the stat int sheet

down load a new copy.

 

 

LEAVE the claim to date as is

 

 

enter in the claim form date

the date the DAY AFTER the conclusion of the CISHEET

 

 

then enter in the first row

the same date as above

 

 

and the CISHEET total

 

 

the statint sheet does the rest

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you can yes

 

 

go advance button bottom right of every msg box

then

manage attachments

 

 

make sure you remove any names

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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