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    • Hi,   I've recently cancelled a direct debit with this gym and requested to cancel my gym membership but had gone through the same ordeal as previous users on this forum.   I was persistent enough (having read the forums) to have the staff at the gym terminate my membership on their system. See attached image for proof of documentation. Additionally, I have sent Harlands and the gym an email with the image informing them that gym membership has been terminated. I have been given reassurance that they CANNOT reverse the termination.    My question is: 1) Am I still expected to pay that extra 1 month of gym membership? (I was informed this was so, but I requested for an official documentation that states this policy via email without agreeing to pay) 2) Is the screenshot sufficient proof that the membership has been terminated? (date cancelled and time stamp are clearly stated)   Many thanks for the help!
    • Well If I pay British Gas £90 a month they’ll be paid off in about 17 months. That’s a long time but if it’s gunna effect my credit rating until November 2023 why bother paying it off early?    Ive worked out too the PDL default will be 6 years old on the 22/01/2020 so is there a point even doing anything with it? If it gets removed after 6 years does that mean I won’t have to pay it back?    Thanks  Andrew 
    • Minor developments:   a) Notification received that case has been referred to County Court at Chesterfield and we've to await the Judge's directions re allocation etc.    b) The letter I sent on 20th August to the agent (Lambert Smith Hampton) that manages the Berkeley Precinct and has its address on the board at the entrance, has been returned by the Royal Mail National Returns Centre, with a sticker saying the "addressee has gone away"!!   Don't they have an obligation to change the signage if they move, and why wouldn't such a large company have their mail re-directed?   The letter requested assistance in obtaining a copy of the contract between VCS and the landowner. I'm a bit mystified, but have found an additional address, so I could resend the letter and give it another try. 
    • urm.. FmoTl twaddle me thinks followed here
    • 123 Abc efg   22/09/2019 Dear Sir,   Re:  v xyz. Case No: 123456   CPR 31.14 Request   On (date) I received the Claim Form in this case issued by you out of the county court of Salford.      I confirm having returned my acknowledgement of service to the court in which I indicate my intention to contest and counter claim all of your claim.   Please treat this letter as my request made under CPR 31.14 for the disclosure and the production of a verified and legible copy of [each of the following / the] document(s) mentioned in your Particulars of Claim:     1: The agreement/overdraft Facility Confirmation and Terms and Conditions from that date. You will appreciate that in an ordinary case and by reason of the provisions of CPR PD 16 para 7.3, where a claim is based upon a written agreement, a copy of the contract or documents constituting the agreement the original(s) should be available at the hearing. Further, that any general conditions incorporated in the contract should also be attached.   Failure to prove the above will render any claim unenforceable pursuant to section127 and 61b(3) CCA1974   2: The Demand/Termination Notice (Notice served under Sections 76(1) and 98(1) of the CCA1974   3: Notices of Sums in Arrears under running account credit CCA2006 sec 86C   4. Notice of Assignment *   You should ensure compliance with your CPR 31 duties and ensure that the document(s) I have requested are disclosed at your earliest convenience.. Your CPR 31 duties extend to making a reasonable and proportionate search for the originals of the documents I have requested, the better for you to be able to verify the document's authenticity and to provide me with a legible copy. Further, where I have requested a copy of a document, the original of which is now in the possession of another person, you will have a right to possession of that document if you have mentioned it in your case. You must take immediate steps to recover and preserve it for the purpose of this case.   Where I have mentioned a document and there is in your possession more than one version of that same document owing to a modification, obliteration or other marking or feature, each version will be a separate document and you must provide a copy of each version of it to me. Your obligations extend to making a reasonable and proportionate search for any version(s) to include an obligation to recover and preserve such version(s) which are now in the possession of a third party.   In accordance with CPR 31.15© I undertake to be responsible for your reasonable copying costs incurred in complying with this CPR 31.14 request.   If you are unable to comply with this request and believe that you will never be able to comply with this request please confirm in your response.     Yours faithfully   Xyz. is this ok to send. and recorded delivery.
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Permitted work

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I am on ESA in the support group and was trying to understand the 'permitted work' regs and I am so confused!

Wanted to find out how many hours and how much I would be allowed to do, plus if I decide to try and make my hobby pay a little do I need to inform DWP or can I just get on with it?

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So if I am reading it correctly as I am in the support group I can do the higher permitted work indefinitely ? I think they like to confuse people :(

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Yes, that's right. Just be sure to fill in pw1 form.


We hang the petty thieves and appoint the great ones to public office ~ Aesop

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Yes, that's right. Just be sure to fill in pw1 form.

As soon as I start selling my knitted thingies I will :)

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As soon as I start selling my knitted thingies I will :)

 

On that basis you will be trading as a self employed individual.

Consequently you should register the business with HMRC.

 

 

Fortunately being self employed does bring with it some advantages under the PW regulations.

 

 

The hours remain limited, but the 'sales' do not have to be limited - only the net profit. So obviously re-investing some of your sales back into stock will not be treated as income. The expenses you can claim are also a lot more lenient. There is also the fact that you could have a family member for example work for you and the income that you give them will not be treated as income for PW purposes.

 

 

However what you have to bear in mind is that whatever you physically do yourself (not what somebody does for you) must not be seen as giving doubt as to why you were found to be entitled to ESA in the first place.

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On that basis you will be trading as a self employed individual.

Consequently you should register the business with HMRC.

 

 

Fortunately being self employed does bring with it some advantages under the PW regulations.

 

 

The hours remain limited, but the 'sales' do not have to be limited - only the net profit. So obviously re-investing some of your sales back into stock will not be treated as income. The expenses you can claim are also a lot more lenient. There is also the fact that you could have a family member for example work for you and the income that you give them will not be treated as income for PW purposes.

 

 

However what you have to bear in mind is that whatever you physically do yourself (not what somebody does for you) must not be seen as giving doubt as to why you were found to be entitled to ESA in the first place.

 

Thanks for the advice and no my knitting is about the only thing I can do!Dont think it will conflict with my ESA, I will check with HMRC as well

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