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Aktiv Kapital claimform MBNA credit card 'debt'

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Wonder if anyone give me some help, Possibly Andyorch

 

My wife received a County Court Claima few days ago Reference a MBNA (Virgin Card)

 

POC Below

 

The Claimant claims the sum of £ xxxxx.xx for debt and interest.

On 24/2/2003 then defendant entered into an agreement with MBNA for a credit card under reference XXXXXXXXXXXXX.

On 31/12/2009 the defendant defaulted on the agreement with an outstanding balance of £ xxxx.xx.

On 28/01/10 the debt of £xxxx.xx was assigned to Varde Investments (Ireland)Ltd,

who its self assigned the debt to Aktiv Kapital Portfolio AS Zug Branch on 03/03/12>

Notices of Assignment were sent to the defendant in accordance with s136 Law of Property Act 1925.

AND THE CLAIMANT CLAIMS

1.) the sum of £xxxx.xx

2.) Stautory interest pursuant to section 69 of the county courts Act 1984 at a rate of 8.00% per annum from 3/3/12 to 21/8/14

£xxxx.xx & thereafter at a daily rate of x.xx until judgment or sooner payment

 

I have filed AOS saying I intend to defend all of this claim

 

I have prepared a defence by using some of Andy's advice to others and if I post it could someone advice me

if it Looks ok and if I should amend it and anything else I should be doing.

Have sent a CCA Request to Aktiv by recorded delivery.

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what is the date of the claim please

 

 

dx


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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

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what happen between 2003 and 2009

did you use the card

 

 

when was your last payment/use

 

 

what does your credit file say about this card?

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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what is the date of the claim please

 

 

dx

 

 

 

22nd August 2014

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Card was used quite a lot between 2003 & 2009

 

 

Last payment was Possibly on April 2009 may have been a payment on may 2009 not sure as can not find June Statement

 

 

Have not checked credit file

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so you need to file by midnight tues 23rd sept


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Yes.

 

I have prepared a defence. should I post it on here for you to have a look at

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not really much point yet

 

 

they could supply or not paperwork.

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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