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Claimform Carter/Lowell old welcome rewrite of a car finance 'debt' - already VT'd


BIGMAN2708
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If you read any other threads BM you would see that is the only option.

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You are not using the forms you are using MCOL... (By email)

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Not as a standard email but to their dedicated defendants email address.......you have 62 mins left and we have been at this since 11.00 am:madgrin:

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Just paste it in....add the claim number claimant defendant in the subject line....It does not require your signature.

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You should get an automated response....if not ring Northampton in the morning and check safe receipt.

 

Regards

 

Andy

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Not me personally just post here on your thread.:wink:

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  • 2 weeks later...

Well, I submitted my defence on 23rd September and received acknowledgement from HMC on 27th. Today I have received two letters from the Solicitors. One is a copy of a letter they have sent back to the court acknowledging receipt of my defence. They have stated that the Claimant wishes to proceed with the Claim and they look forward to hearing from the Court with directions.

 

The second letter to myself states that the Claimant "agrees in principle to mediation. We should also be grateful to hear from you in relation to without prejudice negotiations and to contact them".

 

I have still not received any responses to the CCA request and the CPR 31:14 submitted to the Claimant and Solicitors at the end of August.

 

What is my next move, do I contact the solicitors? Or should I let them answer my defence?

 

Attached are the two letters mentioned. Thanks.

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You can mediate once they proceed...await the DQ...accept mediation...Carter will tick yes also but wont participate.

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Now that they have informed the court they wish to proceed the court will send you a DQ (Directions Questionnaire ) to complete and send back.

This allocated the claim to the correct track and transfers the claim to your local County Court

We could do with some help from you.

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Okay, that makes sense. What about the fact that they have not responded to the CCA and CPR requests? I noticed that they cashed the cheque for the CCA request fee but sent no documents.

 

Irrelevant at this stage of procedure...DQ is all about how the claim will proceed...not disclosure or evidence.

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no you don't

 

 

std BC blubber

you don't fall for a begging letter

they have no proof of the debt

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Okay, fair enough. Sorry for further questions but this is all new to me and just wanting to make sure I don't fall into any of their traps. So, you advise not to reply, but what about their claim of requesting my defence by struck out at the hearing? Is this just scare mongering?

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They could make application to request Summary Judgment /strike out...that is an option....also you could object and fight it...application like this can add extra costs to the debt.....so unless you are confident and wish to continue...only then should you dismiss their offer......it is negotiable...you could offer a F&F or discounted or monthly payment and avoid a CCJ...so give it some consideration.

 

Andy

We could do with some help from you.

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