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defaulted TSB account, sold to Cabot no CCa stopped paying - scotland

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I was checking my credit file.

 

 

I have a default on my file by the TSB dated 2010 and

saying satisfied and that the debt was assigned to Cabot.

 

 

There is also a default by cabot dated 2010 also they update this every month.

 

 

I have been in contact with cabot who can not prove the debt.

 

 

I had been paying £5 a month to the TSB by agreement,

but when cabot bought the debt and could not provide me with a cca I stopped paying the £5 to TSB.

I have not heard from cabot since.

 

What I wanted to know is how long does this all stay on my credit file?

and can Cabot put on a default when the TSB had one on for the same debt and also cabot don't have a cca.

 

Many thanks

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I was checking my credit file. I have a default on my file by the TSB dated 2010 and saying satisfied and that the debt was assigned to Cabot. There is also a default by cabot dated 2010 also they update this every month. I have been in contact with cabot who can not prove the debt. I had been paying £5 a month to the TSB by agreement, but when cabot bought the debt and could not provide me with a cca I stopped paying the £5 to TSB. I have not heard from cabot since.

What I wanted to know is how long does this all stay on my credit file? and can Cabot put on a default when the TSB had one on for the same debt and also cabot don't have a cca.

When did you stop the payments.

 

Many thanks

If the debt has been defaulted it will remain on file for 6 years from the default date.

 

 

It is now customary to have the original creditors entry showing side by side with debt purchasers entry the defaults dates must be the same.


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