Jump to content


Default linked to my account different address


irish_stan
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2664 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi All

 

Bit of a strange one this,

 

just checked my credit file on noddle and

 

it has a default linked to my account

 

it is my name but an address in Sunderland ,

 

I have never lived anywhere near Sunderland .

 

Looking on equifax and there is nothing registered and

 

also checked trust on line just to ensure it had not progressed and nothing shows but

 

obviously that was using my real address.

 

The default has been registered by Portfolio recovery associates uk limited.

 

I have raised a dispute with call credit but

 

the issue is I'm currently looking at renting an property and

 

this could potentially cause me issues.

 

Is there anything I can do?

Link to post
Share on other sites

report it to noddle

 

Portfolio recovery associates uk limited.

 

are mucky hall in sheep's clothing

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi Dx

 

That is really interesting as I had an issue with mucky hall chasing for this in 2012 by phone

and actually got the email below from Mackenzie hall in 2012

 

This has been a case of our tracing partner ECAPS tracing your telephone number for our customer

who happens to have the same name and date of birth as you.

 

The Sunderland address is the only address we have on the system for our customer

and if you have never lived there then the account cannot be yours.

 

For any undue stress and inconvenience this may have caused you I duly apologise,

this was never our intention.

 

Your telephone number has now been deleted from our system in its entirety

Link to post
Share on other sites

time to sue them for compensation then.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

you'll need to write and demand to know why they did not remove the account

 

and expire their complains procedure

 

typically £1000 per entry

and compo if you've been refused credit or a higher int rate

 

see

the durkin case.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

You should also copy your initial complaint to Mucky Hall , to Call Credit - Just to put them on notice that they are recording false and damaging information.

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

You should also copy your initial complaint to Mucky Hall , to Call Credit - Just to put them on notice that they are recording false and damaging information.

Address the complaint to Owen James CEO of PRA UK

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...