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Utility debt of £1500 - letter today threatening stat demand


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Hi All,

 

I have a utility debt of £1500 which I owe.

 

It is an annual bill that has mounted up (about £250 a year).

 

I believe some of it may be statute barred.

 

I'm also unsure as to how I owe so much - I thought it was more like £1000.

 

However, sequence of events:

 

  1. Debt collection company letters start to arrive.
  2. I write to advise that I will pay £150 per month but
  3. in the meantime I am contacting the utility company to establish the full detail of the debt as I dispute the amount.
  4. I am late on my first £150 payment - I can pay in a week (I'm a week later than I said I would be)
  5. I have not heard from the utility company yet.
  6. Today I get a letter saying that if I do not pay in full immediately then a process server will visit in 5 days with a stat demand.

It is a water bill.

 

Not sure what to do.

 

Limelight.

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a water bill is NOT a priority utils bill

esp if it is from several years.

 

send the water company an sar to get ALL the details.

 

do not pay a DCA on an old util bill

 

they have NO LEGAL POWERS

and

ARE NOT BAILIFFS.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for your quick reply.

 

Can they still go ahead and try and serve an SD?

 

Also, if the debt was not sold but the DCA is just an agent then do they have the right to sue me? Surely that's up to the water company??

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nope only the owners of the debt can.

 

who is this please

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

who?

 

the DCA?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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