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I have recently discovered my mum has paid off various debts of mine without my knowledge. The predominant two are Santander current account and Post Office credit card. I know my mum can barely afford this.

 

My question is, is there any way I can recall the numerous payments as I (the person in debt), didn't make the payments? I'd like to get the money back for my mum. Obviously if I can't, I will repay her but that will take about a year and if there's a way for me to sort it direct with the firms themselves, that would be ideal.

 

Thank you.

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I have recently discovered my mum has paid off various debts of mine without my knowledge. The predominant two are Santander current account and Post Office credit card. I know my mum can barely afford this.

 

My question is, is there any way I can recall the numerous payments as I (the person in debt), didn't make the payments? I'd like to get the money back for my mum. Obviously if I can't, I will repay her but that will take about a year and if there's a way for me to sort it direct with the firms themselves, that would be ideal.

 

Thank you.

I don't think there is anything you can do.


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I doubt they would refund as it was a valid transaction. The creditors likely wont. Theyve been paid in full, but now the account holder wants to withdraw and pay over a year instead.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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I was perhaps hoping that the creditors had broken some law in accepting payments from a third party. Thanks for your reply.

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Did the creditors make any misleading statements to your Mum or did she just make the payments ?


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you can claim back any unlawful charges or mis sold PPI.

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