Jump to content


Merligen Investments Claimform on shopacheck 'debt' - help*** Settled***


bart70
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3456 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi

 

I had a small debt with a door step shark(Morses) which after the agent stopped collecting ended up going to a DCA.

 

This morning a letter from Moriarty Law came informing they intend to take court action...

 

After I stopped laughing I did a little digging and have found the following...

The address of this law firm 15 Old Bailey, London EC4M 7EF is a virtual office..

 

. Bit more digging revels that the name of the firms director is also the same as Merligen Investments Ltd.

 

So in other words it's not a real law firm but a in house dept using a Virtual office to look like a real law firm......

 

Now I seen a some bits about this in the papers of late the biggest been Wonga who had to pay customers compo and stop using the pratice...

 

Does this mean that this investment firm have broke the law/ need reporting or what?

 

Never had dealings with this firm or come across them before

so before I make them a final payment offer I just wondered if I have ammo to twist their arms into taking a low offer.

Link to post
Share on other sites

These "artists" are connected to the Interlaken / Lowell / Fredrickson / B Carter etc etc etc etc etc Cesspit, very familiar companies to the debt community. A quick scan of their interests reveals just about everything except Mongolian Deep Sea Pie Fishing. Tucked away amongst them all lie your Merlingen and Moriarty.

 

http://www.directorsintheuk.co.uk/directors

postcode LS11 9BH

 

Sorry, couldn't post up link in proper html format. Phone in bad mood.

 

bart If you had a doorstep loan you need to do a CCA request. Many of them were not compliant and some lenders had no proper records. It's not my area but others will no doubt advise later.

Link to post
Share on other sites

also was it a rollover?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Moriaty Law is registered with the SRA and is the Debt Collection Arm of a full service law firm based in Essex.

Off shoot of US based multinational.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

It wasn't a roll over just a small short term loan that was almost paid.... Were talking under £50!

 

I just never heard of or had dealings with this company before...

 

So hence I did a little digging to find the Boss of the DCA also set up the so called law firm.

 

Knowing they paid 10-20p in the pound for it I'll make them a one off, one time only offer lol

 

Believe it or not this sometimes works..

 

. Had Vanquis card with a balance of £350 and they took my one time only offer of £100 to clear the balance.

 

It just seemed very heavy handed tactics for such a small amount.

 

Been not one to give into these bully boys I like them to work for their money :)

Link to post
Share on other sites

As posted previously Moriarty Law exists and is SRA registered and regulated.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

  • 2 weeks later...

I would advise you that Moriarty Law is not a law firm to take lightly.

 

My ex-housemate received a letter in July from them on behalf of Merliglen Investments for an old Shopacheck debt of £201.76.

 

Two weeks ago he received a letter from Northampton County Court as they had applied for a CCJ.

 

The balance owed now is £325.12.

Link to post
Share on other sites

£200 [shopacheck] welcome debt.

 

blimey the PPI alone

as well as the PENALTY charges will wipe it out.

 

shopacheck were doorsteppers I doubt a CCA exists.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

We've seen some awkward barstewards in the "debt industry " solicitor fraternity but Moriarty are the leaders imo.

 

Need a Sherlock to deal with them!

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

their doorstepper loans always were very high interest.

are you confident the statements are correct?

 

have they produced the pages from the doorsteppers book

when he collected the payments?

 

and ofcourse you have the issue of his hidden commission to use too.

was this his only loan with the doorstepper

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

He had Provident for a while too I think but he paid her off.

 

The guy always came round on a Monday and the dates that Shopacheck sent Merliglen match up to Mondays.

 

And the amounts paid match what the agreement said was to be paid every week.

 

I just thought that one letter from Moriarty Law

(who, even though in Guildford, gave Old Bailey as an address on their letter which was weird)

 

led to a CCJ was quick going.

Link to post
Share on other sites

Hi

 

I had a small debt with a door step shark(Morses) which after the agent stopped collecting ended up going to a DCA.

 

This morning a letter from Moriarty Law came informing they intend to take court action...

 

After I stopped laughing I did a little digging and have found the following...

The address of this law firm 15 Old Bailey, London EC4M 7EF is a virtual office..

 

. Bit more digging revels that the name of the firms director is also the same as Merligen Investments Ltd.

 

So in other words it's not a real law firm but a in house dept using a Virtual office to look like a real law firm......

 

Now I seen a some bits about this in the papers of late the biggest been Wonga who had to pay customers compo and stop using the pratice...

 

Does this mean that this investment firm have broke the law/ need reporting or what?

 

Never had dealings with this firm or come across them before

so before I make them a final payment offer I just wondered if I have ammo to twist their arms into taking a low offer.

 

Worth while remembering that THEY stopped collecting in the first place

Link to post
Share on other sites

  • 1 month later...

Update:

 

I wrote to Moriarty Law with a settlement offer and explained my current situation to them.... They have responded with court summons!! These guys are one bunch of sick gits.. One of the reasons I'm behind with some of these minor payments is I'm still paying for my 6yr old daughters funeral... Any spare money I have goes to the undertakers....

 

I offered them £30 for a debt of £59 given that they only pay a max of 20p in the pound this I felt this was a fair offer.

 

I have about a week left before this is rubber stamped by the court and I get my first CCJ.... Is there any other action I can take other than pay it?

Edited by bart70
Link to post
Share on other sites

moved to legals

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

They have filed for a CCJ for a debt of £59? These people are all kinds of wrong.

 

Its cost them £25 to issue the claim:!:

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

If I remember correctly from previous reading, when one of the Joneses - founders of Fredrickson / S R J - moved to this outfit, he stated that he would specialise in low value debts.

True to his word, it seems.

Link to post
Share on other sites

bart, my sincere condolences for your loss. I do not know for sure but I would expect a judge to take the funeral expenses and the sad loss of your daughter into account if this ever went to court. You must be in bits I know I would be if it was one of my 3 daughters, good luck.

Link to post
Share on other sites

please action post 20

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

bart, my sincere condolences for your loss. I do not know for sure but I would expect a judge to take the funeral expenses and the sad loss of your daughter into account if this ever went to court. You must be in bits I know I would be if it was one of my 3 daughters, good luck.

 

 

I think any judge is going to be more than a little put out if not down right angry that this is out before them, a gross and unnecessary abuse of the court process to the level

of being vexatious.

 

 

IMO you could use this as part of the defence especially as you have made a reasonable offer of settlement.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...