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Purplejue v A&L. So Excited!!! WON!!!!


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Hi All,

I did start a thread in another forum. (A&L and me!!!! Wish me luck!!)

 

Here is my update. I sent the LBA 14 days ago tomorrow. Last week they sent me a we have done nothing wrong.......the OFT has made no ruling about current accounts....sorry we cannot help you.....Blah Blah!!!!

 

I have just sent my MCOL. Worth £120.00.

 

I am nervous yet excited about this. My claim is for £3965.93 incl 8% interest.... I can't wait.

 

This website has really helped me.

 

Fingers crossed.

 

Purplejue

Purplejue

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Here is the update. A&L will considered as being issued with court details on 7th Nov. They have till 21st Nov to acknowledge.

 

My court bundle is almost ready.

 

Does anyone know if I am allowed to print some of the discussion boards which show people who A&L have paid out to. Obviously it is all confidential, but may add some weight to the court proceddings if necessary.

Purplejue

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I wouldn't get carried away. It is good to be prepared, but you will probably never need the bundle for A&L. If you get as far as filling in an Allocation Questionnaire start thinking about it then, but to my knowledge nobody has needed to do one, and its not likely that you will either.

 

You can list the cases in the Litigation Concluded forum if it gets that far to show that they have settled before court, but I wouldn't bother just yet.

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi Caro,

Thanks.

You are right, I am getting carried away. Thanks for the reigns!

Just wanted to be sure I am orgainsed. I have read all the FAQs and step by step..... got over excited!!!!

 

Update, I have updated my spread sheet , now £4961.00 with interest.

Purplejue

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I wish everyone was as thorough.LOL

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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New update!!!

Have received the Ahknowledgement of Service. A&L have ticked that they will be defending. Do they usually do this??? How long have others waited before they have the cheque in their hands??? Do A&L usually pay out with a cheque, or will they put it into my account????

 

Have also sent DPA letters to MBNA and Lloyds TSB for the charges on credit cards.

Purplejue

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New update!!!

Have received the Ahknowledgement of Service. A&L have ticked that they will be defending. Do they usually do this???

 

Yes.

 

How long have others waited before they have the cheque in their hands??? Do A&L usually pay out with a cheque, or will they put it into my account????

 

Can only suggest you check out some of the completed claims for details. Shouldn't be too long before they pay up tho'.

 

Have also sent DPA letters to MBNA and Lloyds TSB for the charges on credit cards.

 

Good luck on the next batch! 8-)

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A&L usually send a cheque in the post (my two have both arrived on a Saturday so presume Friday is cheque writing day) within the 28 days allowed for them to enter a defence. Closure of account usually follows within six weeks.

 

Only hitch I have known with this pattern is my second claim and Holte41 (on another thread) where the date for them to acknowledge a defence passed with no cheque. I am sure however this was an oversight because they are so busy, because a quick e mail to them and a lodgement at the Court of a Warrant, and the cheque arrived post haste!

 

Keep confident you'll have for Xmas

 

Regards

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More or less the same thing happened to me...

We haven't got the money, so we've got to think!

Ernest Rutherford

 

A & L

Data Protection Act Letter sent 11/08/06

Data rec'd 14/09/06, Prelim letter sent 16/09/06

LBA sent 22/09/06, MCOL 6QZ68670 issued 2/10/06 - chq for £6,375.34 rec'd 04/11/06.

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  • 2 weeks later...

Hi ,

Many thanks for all the replies. A&L have sent me a cheque....Settled in full....HURRAAAAAHHHHHH!!!!!!!!

Cheque arrived today...saturday.

 

Many thanks to all here and for the use of the templates.

 

Donation will follow.

 

xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

Purplejue

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You won't be needing that bundle after all then PJ. I hope you recycle.;)

 

Congratulations.

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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You won't be needing that bundle after all then PJ. I hope you recycle.;)

 

Congratulations.

 

I most certainly do recycle!!! But not cheques!!! HE HE HE!!!

 

Thanks for your advice Caro.

xxxxxxx

Purplejue

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Congratulations.

 

Hope you have your parachute account set up! :D

 

I moved to Natwest a while ago anyway, so I could pay off the over draft and get away from them. So not worried. They will have to wait to be paid off, I have an agreed payment plan.

 

Purplejue

Purplejue

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