Jump to content


  • Tweets

  • Posts

    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Domestic& General None Existent Service Levels


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3425 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I have a Hotpoint Fridge Frrezer out of warranty which is supposedly covered by a Domestic & General service plan.

 

When I originally took out this plan I searched for info on typical repair response times.

 

The Domestic & General website quotes two days for their engineers and similar levels of service when the repair is referred to the manufacturer.

 

I had to place a call for service on July 27 and in accordance with the contract

I placed the call with Indesit who handle the repairs on behalf of Domestic & General.

 

The earliest the engineer could arrive was Friday August 1st.

 

On arriving the engineer took a cursory look ,

ordered a part and

 

after I complained about it not being able to be fitted until August 11

it is now scheduled for August 8.

 

I raised this with D&G ref the two days quoted on the website.

 

Their response is to tell me that there is no contracted service level and repair or replacement could take upto 28 days.

This against statements by them and Indesit that repairs are normally completed on the first call.

 

Domestic & General service agreements are a complete sham as there is no real intent to provide any sort of timely service to the customer!

 

It's all about internal deals with their subcontractors to minimise repair cost.

 

Before anyone disputes this statement there are more than enough examples on this site

of the difficulties people have had trying to get a timely adequate repair.

 

Given the information on the D&G website about response and their subsequent complete contradicition

and statements of acceptable time not visible to the consumer

 

I consider these contracts are essentially being miss sold.

 

Bottom line unless can get a contract clearly stating response / fix times don't bother with Domestic & General

as they don't even know how to spell service let alone customer satisfaction.

Link to post
Share on other sites

I think you are quite right. Companies trying to get business make all sorts of claims and then get very quibbly all of a sudden when it comes time for them to do what they agree to do in their contract.

Insurers are the worst. It's called loss denial – and about 15 years ago I was even invited to a one day seminar in London – all focused on loss denial.

Sometimes they will make claims on websites etc – but then start pointing to small print when push comes to shove.

 

I think that Domestic and General are trying to get authorisation to post on this site – so you may hear from them directly very soon.

 

Clearly they have become aware of this thread – so stick to your guns and let us know exactly what happens. If they don't come up to muster then maybe we will put an article about it in our newsletter which goes out to about 250,000 people.

Link to post
Share on other sites

we had an issue with D & G told min of 2 weeks for washing machine drum

 

3 weeks later no contact

 

got in touch with CEO's office explaining it was an esential item and 28 days was the most we would class as reasonable, within 2 hours had a call offering a replacement

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

Link to post
Share on other sites

why are you not going after the retailer under SOGA?

 

white goods are covered for atleast 4+yrs typically?

 

and its all free

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

More background to my original post.

 

When D&G subcontractor Indesit advised the initial 5 days to attend to repair

I contacted D&G and asked them to use one of the local repairers

they quote attends in typically two days.

 

They refused on the basis that I hadn't been waiting 5 days.

( something defnitely not mentioned in the T&Cs)

I advised D&G I wasn't happy about

this so they flagged my complaint to their complaints department .

 

The department contacted me and the gist of the conversation was that they don't specify any repair time in their contracts,

and that I should have realised this when I took it out and should have queried this at the time.

 

They consider are at liberty to deal with my service call as they see fit.

The complaints handler then closed my complaint without actually addressing it.

 

I realise I can pursue the retailer under SOGA

however Its D&G I need to pursue.

 

Where the law appears vague is around acceptable time frame where none has been documented.

 

Currently it appears I have to advise D&G time is of the essence in order to subsequently take action.

 

Unfortunately none of this is geared to delivering a prompt effective service.

 

Further a consumer should not have to turn to this sort of redress to get a decent level of service.

 

I've just bought a new computer from PCWorld with a support contract.

This clearly specifies fix within 14 days or replacement.

Frankly on an item such as a Fridge Freezer / washing machine / dryer

this is the maximum any one should have to wait as these items are essential to be working

to avoid significant disruption and additional costs.

Link to post
Share on other sites

I cant for the life of me see why you ar PAYING for warranties extended or otherwise

 

they are a WASTE OF MONEY.

 

you should be reclaiming ALL your premiums back from D&G

and getting the item fixed for FREE under the sale of goods act.

which is your statutory legal RIGHT

 

you have NO RIGHTs under a warranty as they always wriggle.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I cant for the life of me see why you ar PAYING for warranties extended or otherwise

 

they are a WASTE OF MONEY.

 

you should be reclaiming ALL your premiums back from D&G

and getting the item fixed for FREE under the sale of goods act.

which is your statutory legal RIGHT

 

you have NO RIGHTs under a warranty as they always wriggle.

 

Hi the usual reason people buy service contracts is to get a prompt fix to a problem,

e.g the two day response quoted on the D&G website.

 

The overiding issue with white goods breakdowns is not getting the item repaired it's getting it repaired swiftly.

You can buy a fridge freezer and get it delivered in two days.

 

Even under Sale of Goods you have no guarantee of swift resolution.

If our fridge freezer had been free standing instead of integrated

I would have chucked it away and got another to get my household back to normality.

 

After digging around in this I find there is a Consumer Protection bill going through parliament.

Its currently going to committee stage in the House of Lords in October.

 

As part of this bill it will no longer be possible to write contracts that do not clearly specifiy

the time by which services will be performed.

At least they people will be able to decide on time to repair v warranty cost.

 

Currys / PC world currently off a service/ repair contract with 14 day max time

to fix or replace at around £150 including any/ all parts.

 

However the biggest issue apart from overall fix times is that once any repair is started

( first call made) any necessity to come back an fit a part not carried by the repairer

appears in most instances to have no priority and you get back in the queue for an engineer appointment.

 

The good news is it's now fixed albeit after 12 days.

Link to post
Share on other sites

waste of money

 

doesn't actually give you any guarantees of a quick fix at all.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 months later...

I have bought extended warranty from D&G. But they didn't send any confirmation by post or email. When I checked my Bank account they have already started debiting my account. Then I phoned them twice to send me paperwork and customer service has promised to send one immediately both times.. though I haven't received any thing so far almost two weeks gone since then. I made complain about this via their website which says that they will contact me in 24 hr. It has been 4 days gone since then.

 

Very poor on customer service. Stay away from D&G.

Link to post
Share on other sites

start a new thread

 

 

of your own

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I had to ring D&G on Friday as my Aqualtis washing machine was leaking. They have changed the way they do things now, as before they dealt with your query.

 

This time I was given Indesit phone number & I had to call them to book an Engineer visit.

 

I was given Monday 1st Dec which was much quicker than I expected. I was informed over the weekend via email with updates on my repair.

 

The Engineer came yesterday morning & he not only found & fixed the issues my machine had, but he also updated it's computerised settings! (It's just over 1 year old). The service I received was very satisfactory.

 

I pay £5.49 a month for the extended warranty & for me, it gives me peace of mind knowing I don't have the hassle or the expense of finding an engineer myself.

 

That's well worth the small price I pay!

I don't suffer from insanity, I enjoy every single minute of it!!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...