Jump to content


Cabot Claimform - old Welcome secured loan - now applied for SJ & Lift the stay ***Claim DIscontinued***


amac31
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1648 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

your defence

  • cant see what pers info right or wrong can ever be used to defend the claim 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Replies 99
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Why can it not be used?

they have obviously doctored or created  paper work to suit their needs,

 

surely this is some kind of fraud?

they have produced these documents after the fact and inserted my wife's married name.

 

We were not married until 2 years after this agreement was taken out.

The original correct paperwork has her correct name at the time but the documents they sent me months after requesting them do not represent true copies of the originals in any shape or form.

Link to post
Share on other sites

ok lets not sweat over that yet, 

I've sent you a secure email

send me the jpg's you made that pdf from or the file itself as an attachment.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Maiden name or married name.....both are legal either printed or hand written .....your barking up the wrong tree here amac

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Ok, but I cannot see how it is legal when the original docs are all in her maiden name because we were not married in 2008.

She has signed them in her maiden name,

the Legal charge is registered with land registry and signed in her maiden name

so the documents they have sent have no resemblance of the originals . 

 

     So if  have no case to answer to we have just got to give in and let them obtain a CCJ after all these years even though the loan is secured and they could just start repossession .

 

Does that mean that any Tom , Dick or Harry can just make up a credit agreement and a set of paperwork that loosely resembles the originals?

 

They have said that they do not want to go to court and want us to agree repayment terms but we are in Dire Straits so there is no reasonable amount we can offer that will satisfy them for a debt of over 11k.

 

Is it better for us to take our chance in court and let the judge decide the best outcome given our circumstances?

Link to post
Share on other sites

docs will be uploaded later

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

2 hours ago, amac31 said:

Ok, but I cannot see how it is legal when the original docs are all in her maiden name because we were not married in 2008.

She has signed them in her maiden name,

the Legal charge is registered with land registry and signed in her maiden name

so the documents they have sent have no resemblance of the originals . 

 

     So if  have no case to answer to we have just got to give in and let them obtain a CCJ after all these years even though the loan is secured and they could just start repossession .

 

Does that mean that any Tom , Dick or Harry can just make up a credit agreement and a set of paperwork that loosely resembles the originals?

 

They have said that they do not want to go to court and want us to agree repayment terms but we are in Dire Straits so there is no reasonable amount we can offer that will satisfy them for a debt of over 11k.

 

Is it better for us to take our chance in court and let the judge decide the best outcome given our circumstances?

 

Ah I have misunderstood this in response to section 77 request with regards to enforcing...yes please lets see your uploads.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

here:

sorry for trhe delay.

 

doesn't tell us a lot though.

where are the pages of T&C's and the original agreement note the rewrite one too?

have they sent those

or this PDf is all they have sent with the N244

 

as what is here is woefully inept for a return.

 

 

 

Welcome_compressed (2).pdf

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Need the dates on all the 4 DN letters please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I thought this was a Welcome secured loan not Student loans ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

:smow:

try now..

wrong link

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I think you were going to put the dates back on the default notices scans??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

We received a letter today from Ascent legal stating that their clients do not wish to proceed with the claim any further and they will  discontinue the claim as long as there is no Order as to costs.

 

they have asked us to sign a consent order and send it back and they will lodge it with the court and this will conclude matters.

 

Should we sign this and return it or is there another reason for this course of action?

Link to post
Share on other sites

consent order for them to disc the claim??

urm that sounds dodgy to me as all they've got to do is simply inform the court no need for you to be involved nor sign/agree anything...

 

I wonder if they are scared of a costs order from you....because you've proved them wrong or liable on something to do with this claim?

 

andyorch...any thoughts....??

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Yes that fine to accept and sign...brings the matter to an end.

 

The reason for the Consent Order is because its Fast Track and CPR 38.6 would apply were you could claim costs because of the discontinuance.

 

So if your happy to end it and the costs are of no concern (which I doubt would amount to much anyway) the sign and forget the matter.

 

Well done

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

that's a win win then IMHO.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Most definitely.....keep a copy of the consent order and notice of discontinuance...and check with your court that have received same...the consent order has to be approved by the court once both parties have signed and then sealed by the court.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • Andyorch changed the title to Cabot Claimform - old Welcome secured loan - now applied for SJ & Lift the stay ***Claim DIscontinued***
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...