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    • The contractor had no vat reg # on the invoices and didn't add vat.  My understanding is that once one reaches the threshold in a 12m period one must register. The issue with this vat matter is that the lender did all the works in my name and added the costs to my account.  Within their claim they've been trying to make me liable for all costs.  Ok they didn't add vat so that means less £s added to my account.  But they should have.  I'm disputing the costs - this vat matter just adds fuel to that fire. I followed the link earlier.  There is definite meat for a journalist. It's still a live claim though.
    • Yes I suppose so. It is going to be most unlikely you will need to bring a legal action but you need to be prepared to do so. You need to act quickly on this now. Don't imagine that they are going to be cooperative. You're going to have to show that you are prepared to be assertive about this. I have suggested a letter below. This is the letter that you would send it to both the finance company and also to the dealer along with the evidence that you have. It is the letter which you would also take along to the dealer when you return the vehicle along with copies of the evidence – the original diagnostic and also the MOT fail as well as the V5.   Let us know what you want to do
    • So if the car cost £31k  the cost is 5% for legal action  its mean around £1550 ?
    • I guess, they will understand it - I must of read it at least 6 times (slaps forehead ) and didn't see it until filed. Is that a definite no. I cannot amend it?    The credit report is Very interesting they have it as : CREDIT CARD/STORE CARD most statuses are ? most balances £0   It does not state the original creditor default date 30/03/21 it does not show the last payment date.
    • Okay don't imagine it's going to be easy but it will be made much easier by the fact that you have now got an official MOT test fails to forget. If you threaten legal action – are you prepared to take it? The cost of bringing a legal action would be about 5% of whatever you are claiming if you are claiming more than £10,000 – which you would be. If you win – which is almost 100% certain – then you would recover your costs but of course if you lost then you would lose that money and you would have to pay some part of the defendant's costs.  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

shoplifter TXMAX ,visa**Got a Visa**


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Hello,

i got caught shoplifting from TXMAX, total came to around £45 in goods,

 

they took me to a back room and called the cops, cops checked me.

 

I didn't have any documents just cinema world card with my photo.

 

They took my details,

 

I signed banned paper and

 

after 3 days I had a letter from RLP, I was very scared ,

so I payed immediately.

I don't have anything from the police any penalty, it happened in March.

 

I will apply for next visa, do I need declare this situation?

 

Do I have are record on the police national computer (PNC)"?

 

Do I need to take a criminal record from police?

 

Any help is GREATLY appreciated, and please don't judge,

i have learned from my mistakes.:|

 

Thanks.

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Hi and welcome to CAG

 

From what you say, the police may have took no action and left you to the mercy (?) of the security staff.

 

If you were not arrested and cautioned then I don't feel the police will do anything now as they would have taken action before now.

 

At the moment, you have no convictions therefore nothing to declare.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Hi Nataly

 

Welcome to CAG

 

You shouldn't have paid RLP. What you received was a speculative invoice, it had no breakdown of costs, there were no costs to TK Maxx as any costs are covered in their business model, if there are any genuine costs, they should have gone through the courts where they would almost cetainly lost. How much did you pay them?

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Thank you for answer SFox, Oh I hope its true, but really very scare about visa, I don't know, how and what they check , probably police have some records about me. I understand they didn't have any official document from me, but...

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You fell for their tricks. They have absolutely NO AUTHORITY and NO RELEVANCE in UK law. They are pretty much the same as a random person walking up to you on the street and saying "give me your money now".

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Their letters are designed to threaten, they even use historical events such as the Magna Carta signed the year 1215, that is very scary indeed.

 

Scary if you still live in the 1300's maybe :razz:

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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It paid, but now I worry about criminal record , maybe I will have some record in Standard checks

 

This checks for spent and unspent convictions, cautions, reprimands and final warning. What do you think do I need to get this checks

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you will have NO CRIMINAL RECORD. end off anywhere.

 

shame you got spoofed into paying RLP

 

you got had there.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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was this by your debit or credit card?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok well ideally you should stop the cheque

but I suspect its too late now

and they've cashed it quick

before you realise you've been had.

 

these people have

NO LEGAL POWERS

and can do

NOTHING TO HARM YOU

or

your 'records'

if you have a read here

 

I bet you'll see theexact same copy of the letter you got

 

and what others were recommended to do.

 

they do not now ever do court as far as we know.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You have not been interviewed under caution. All you signed was the banning order so the police will have made a note of it but no conviction.

 

You haven't been charged. End of!

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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I don't care about RLP, I paid and I can't get money back, at this moment I worry about some records in the police

 

How many different ways do you want us to say the same thing?

 

RLP ARE NOTHING TO DO WITH THE UK LEGAL SYSTEM. AT ALL. THEY CANNOT DO ANYTHING. THE POLICE DIDN'T DO ANYTHING, THE COURTS HAVENT DONE ANYTHING. YOUR VISA WILL NOT BE AFFECTED.

You fell for the oldest trick in the book and gave them money for absolutely no reason whatsoever, purely because they sent you a few empty threats. If you cannot stop your cheque, then think of this as a bad experience, then forget about it and move on with your life.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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If in embassy will do Standart checks, "This checks for spent and unspent convictions, cautions, reprimands and final warning. " - Do I will have something in this case? As you told police will have made note , probably it will like " reprimands and final warning". Oh its looks like I have paranoia, but really thinking about this every day (((

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there are no records anywhere

 

though its been rumoured

 

we've NEVER seen any hard evidence of any records.

 

and even then

it wouldn't harm a visa.

 

forget about it

 

don't mention it

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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That way you will attract more attention to your story and get more visitors and more help 

 

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