Wonga I&E form

[BCarolyn007]

This may have been covered somewhere else so apologies for that. I am a new poster and have been looking at some of the various responses to posters who are have been having problems with repayment plans.

My loan is due on August 6th and I don't think I can pay the full amount all at once. It does say that various ways of paying back will be accepted 7 days before so I went on the website and tried to get onto the repayment plan link and the I&E form. On the front page my contact details are already there and the areas are in grey. One of the areas is for part of my address with an asterisk but this is in grey and I cannot input any information. So I cannot carry on with the form. Has anyone had this problem? I emailed - no answer. I know people say not to phone but I think I will have too. I'm actually also getting worried about this as it looks like people have problems with Wonga accepting offers.

Thanks for any advice.

[renegadeimp]

Ignore that form. Pop over to national debtline, fill in the one there then click budget summary. Send wonga that one. Wongas is useless and does not give the correct amount at the end.

 

 

Stay off the phone too. If wonga won't accept a repayment then get their bank details, set up a standing order and FORCE them to accept it.

 

You dont need their permission to start repayments. Just tell them what you are doing and if they don't like it then tough luck to them.

[BCarolyn007]

Thank you for the advice, it sounds very assertive, I would like you in my corner during a row!

 

 

I am a bit nervous about this, mostly because it is my fault and my feel like I am begging and will cave in because I'm in the wrong. When I fill out the form do I just send to Wonga with a cover letter as you suggested and just keep everything in writing? I assume also that I have a word with my bank about the continuous payments. Although my bank are quite funny about Wonga payments, in the past when I've paid a rather large lump sum, they stop the payment and my card and someone at the bank said it always gets flagged up because not many people can pay off a Wonga loan outright! I also don't keep large amounts of cash in that particular account so they wont be able to get at anything.

[renegadeimp]

Yep. Everything to be in writing and tell wonga and your bank you want the cpa cancelled. Wonga will cancel it but its best to cover your back.

[citizenB]

As advised, complete the I& E from the National Debtline website and attach the letter in the link below..

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387346-Ask-Creditor-to-Accept-Pro-Rata-Payments

 

You might want to send it by a tracked method.. recorded or special delivery if you can afford it.

[BCarolyn007]

Thanks very much for advice. I went on the National Debtline website and had a web chat with an adviser who sent me all the links. I have all the sample letters and forms ready to send out. I spoke to my bank too who were very good and have made a note of my CPA cancellation.

[citizenB]

Excellent - lets hope you dont have any problems with them from now on