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Wonga I&E form


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This may have been covered somewhere else so apologies for that. I am a new poster and have been looking at some of the various responses to posters who are have been having problems with repayment plans.

My loan is due on August 6th and I don't think I can pay the full amount all at once. It does say that various ways of paying back will be accepted 7 days before so I went on the website and tried to get onto the repayment plan link and the I&E form. On the front page my contact details are already there and the areas are in grey. One of the areas is for part of my address with an asterisk but this is in grey and I cannot input any information. So I cannot carry on with the form. Has anyone had this problem? I emailed - no answer. I know people say not to phone but I think I will have too. I'm actually also getting worried about this as it looks like people have problems with Wonga accepting offers.

Thanks for any advice.

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Ignore that form. Pop over to national debtline, fill in the one there then click budget summary. Send wonga that one. Wongas is useless and does not give the correct amount at the end.

 

 

Stay off the phone too. If wonga won't accept a repayment then get their bank details, set up a standing order and FORCE them to accept it.

 

You dont need their permission to start repayments. Just tell them what you are doing and if they don't like it then tough luck to them.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Thank you for the advice, it sounds very assertive, I would like you in my corner during a row!

 

 

I am a bit nervous about this, mostly because it is my fault and my feel like I am begging and will cave in because I'm in the wrong. When I fill out the form do I just send to Wonga with a cover letter as you suggested and just keep everything in writing? I assume also that I have a word with my bank about the continuous payments. Although my bank are quite funny about Wonga payments, in the past when I've paid a rather large lump sum, they stop the payment and my card and someone at the bank said it always gets flagged up because not many people can pay off a Wonga loan outright! I also don't keep large amounts of cash in that particular account so they wont be able to get at anything.

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Yep. Everything to be in writing and tell wonga and your bank you want the cpa cancelled. Wonga will cancel it but its best to cover your back.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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As advised, complete the I& E from the National Debtline website and attach the letter in the link below..

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387346-Ask-Creditor-to-Accept-Pro-Rata-Payments

 

You might want to send it by a tracked method.. recorded or special delivery if you can afford it.

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Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Thanks very much for advice. I went on the National Debtline website and had a web chat with an adviser who sent me all the links. I have all the sample letters and forms ready to send out. I spoke to my bank too who were very good and have made a note of my CPA cancellation.

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Excellent - lets hope you dont have any problems with them from now on :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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