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Cabot/Restons Claimform - Marbles card 'debt'***Claim Discontinued***


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Hi, I have received a court summons from Cabot Financial over a credit card debt ( Marbles) .

 

I moved house 2 years ago then this appears out of the blue.

 

Can anybody help me with the court paperwork. thanks

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Is it a proper court summons?

 

How old is this account with marbles?

 

How much is this for?

 

What is the state of the account you had with the CC?

 

When did you take this out and how?

 

When did you last pay anything towards it?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Hello and welcome to CAG.

 

Could you have a read of this stikky please and provide the information requested in it? That will make it easier for the guys to advise you.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-April-2014**

 

My best, HB

Illegitimi non carborundum

 

 

 

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Hi, Im new to this. I will answer your questions Bazooka Boo.

1. Yes its a proper summons dated 22/07/2014

2. Acoount dated on or about 05/11/02 and assigned to Claiment on 29/04/2010

Its for £ 6920.70

4 State of account ?

5. I must have had this card in 2002

6. Havent paid anything for at least 2 years. ( Got into financial mess)

7. Im unemplyed at the moment ( and scared)

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As per questionaire

 

Name of Claimant : Cabot Financial (UK) Limited

 

Date of issue: 22 Jul 2014

 

What is the claim for:

The Claimant claims payment of the overdue balance due from the Defendant(s) under a contract between the Defendant(s)

and Bank of scotland ( Marbles) dated on or about 05/11/2002

and assigned to the Claimant on 29/04/2010 in the sum of £ 6410.00.

 

Date 30/06/2014 Default Balance 6410.00

 

Is the claim for a current or credit/loan account or mobile phone account? credit card

When did you enter into the original agreement before or after 2007? Before

 

Has the claim been issued by the original creditor

or was the account assigned and it is the Debt purchaser who has issued the claim. Assigned to Cabot

Were you aware the account had been assigned – did you receive a Notice of Assignment? Not until summons issued

Did you receive a Default Notice from the original creditor? Dont know

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? Not to my knowledge as i have moved

Why did you cease payments: Financial difficulties

Was there a dispute with the original creditor that remains unresolved? No

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt plan. No

 

Any help would be grateful. Thankyou

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is this on your credit file please?

 

and who is the claimants sols?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok go get your credit file

Details are below

 

noddle is free

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes its on my credit file .

 

Cabot Financial (Uk) LTD

£ 6,410

30/06/2014 Default

 

Name xxxxx xxxx

Address xxxx xxxx

Date of birth

Account type Credit Card

Account number ********1581 0

Account start date 05/11/2002

Opening balance £ 5,877

Repayment frequency Monthly

Date of default 08/09/2009

Default balance £ 5,877

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next move is to ack the claim on mcol site

after registering

defend all

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no just follow what I posted

 

register on MCOL

write down the number that pops up

 

log in with those details

 

select AOS

 

use the details on the claimform it needs

 

defend all

 

you will get an acknowledgement you have completed AOS

keep that.

 

then simply exit the site.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thankyou dx, i will do that as soon as the site is up and running again. Do i need to send any requests to Cabot or their solicitors for credit agreements, assignment of debt etc at this stage. Sorry to be a pain. thankyou

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yes

 

CCA request to cabot

£1 blank po don't sign it

 

CPR 31:14 to pestons

don't sign it

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no you wait

 

as long as you file by midnight day 33 [where day one is the date on the claimform

you are ok

 

time to gather info & read around too

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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usual rubbish.

 

they still have to reply to the CCA else no dice pestons.

 

just don't forget to file your defence by day 33

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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