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    • No I'm not. Even if I was then comments on this forum wouldn't constitute legal advice in the formal sense. Now you've engaged a lawyer directly can I just make couple of final suggestions? Firstly make sure he is fully aware of the facts. And don't mix and match by taking his advice on one aspect while ploughing your own furrow on others.  Let us know how you get on now you have a solicitor acting for you.
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    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
    • OMG! I Know! .... someone here with a chance to sue Highview for breach of GDPR with a very good chance of winning, I was excited reading it especially after all the work put in by site members and thinking he could hammer them for £££'s and then, the OP disappeared half way through. Although you never know the reason so all I can say is I hope the OP is alive and well regardless. I'd relish the chance to do them for that if they breached my GDPR.
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CCJ Struck Out by Judge


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Hi, I have a legal issue with a company that is refusing to serve paperwork in regards to their claim.

 

The judge ordered the claimant to serve a 'reply to the defence' by today or the claim will be struck out.

 

The court or the defendant (my company) have not been served.

 

1. Can I ask for costs?

2. Can the claimant reissue a new ccj?

 

Any help would be appreciated.

 

Thanks

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So a claim has been issued against you and the Claimant, despite Judge's orders, they have refused to provide any documents in respect of their claim. The Judge has now struck the claim out ?

 

I would say yes, you are entitled to any wasted costs.

Not sure about the reissuing of the claim - I would assume if they have not provided them so far, then it is likely they are unable to at all. In which case, it would be foolish of htem to issue another claim.

 

I will ask others on site team for you.

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Hi,

 

Thanks for the reply. Yes I will email the court requesting case to be struck out. The court letter stated this if they didn't serve today.

 

I have a counterclaim and my fixed costs (court fees).

 

I'm just concerned they can go through the process again.

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So the claim has not yet been struck out...and do you have it in writing the direction for them to disclose their response to your defence or it will be struck out?

 

Has the claim been allocated yet? Has the court not received a response to your defence?

 

Regards

 

Andy

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Hi,

 

Allocated yes.

Defence filed. Yes.

Court date set for 24th August.

 

Court wrote to claimant and defendant requesting defence documents and reply to defence from claimant.

 

Claimant served defence documents only, I wrote to the court requesting reply to defence and didn't serve.

 

Judge wrote to claimant saying serve ref paragraph 4. (Request for reply to defence) by 4pm today or claim will be struck out. That's what the order says.

 

Claimant has sent defence documents again. ( they're don't know what their doing )

 

I've not been served.

 

Question is: I can ask for wasted costs?

 

Under CPR 38.7 the claimant will require court permission to reapply?

 

Or - can they ask for reinstatement?

 

-----------------------------------------------------------------------------

 

I'm trying to sort out their options. This is not a bank/personal debt matter.

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Well if thats what the order states you should be able to push them to strike out....normally you would make an application using N244 but if you can get the court to follow through with the DJ it wont cost you further.

 

Wasted costs are possible on a strike out but CPR 38.7 is not applicable as the claimant has not discontinued his claim ...the court has struck it out.

 

Again reinstatement can only be at the courts discretion and with permission.

 

Regards

 

Andy

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  • 2 weeks later...

Letter today saying case is struck out and the court case on 6th of August is vacated.

 

Looks like a good result.

 

I assume that's it? Can they appeal now?

 

Any advice going forward?

 

Thanks.

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Nice one MrMerlin......now just wait a few weeks and make sure alls quiet on the western front:wink:

We could do with some help from you.

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