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Halifax NRam Marlin


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Hi All,

 

I had a Halifax Amazon CC which was in arrears (5k) and Halifax took me to the court in 2009. I pay them £25.00 monthly.

 

was wondering if still I can challenge this?

 

I have similar 2 cases with JOHN Lewis CC and Northern Rock which went to court and NR loan and JL cc amount was attached to my property.

 

NR loan is now sold to Marlin Finanacial service.

 

Just wondering shld i keep paying or challenge it.

 

Thanks

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you mean charging order?

 

as for the selling of a CCJ

 

as long as you are ONLY paying the judgement PCM figure

it can be sold

 

 

no-one can up the payments per month from what the judge ordered.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ewell you don't have to pay a CO at all

 

it sits their till the sale.

 

wasn't joint owner ship was it?

 

it might pay your way to investigate reclaiming PPI/PENALTIES?

that could reduce owed sums across the board

 

though don't forget

the CCJ's sit there for 6yrs then are removed

regardless to if paid/paying or not

they still don't go or improve your rating.

till the 6yrs vanishing act.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Thanks DX

 

Owner ship is joint.

 

Was reading on web

 

If your property is jointly owned a creditor will not be able to obtain a CO against you, they can only get what is called a restriction.

The laws on Restrictions are totally different to Orders, the most important being there is NO OBLIGATION for you to pay any of the proceeds of the sale to the creditor.

 

http://forums.moneysavingexpert.com/showthread.php?t=1839539

 

Regards

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10/10

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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