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Statute barred - "acknowledging" in writing


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I understand that an unsecured debt is statute barred six years after the last payment so long as the creditor does not obtain a CCJ during that period, and so long as the debtor does not acknowledge the debt in writing during that time.

 

Does anyone have any reference material on what acknowledging in writing might look like? Any past examples of cases with samples of what would and would not count as an acknowledgement?

 

I don't want to post some letters I sent here for obvious reasons, but I did send change of address letters which refer to "the account" and so on.

 

Would like to get a better idea of how these would be treated.

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a change of address does not ack a debt.

 

basically if you send an offer of payment

or F&F settlement

that would be deemed as so.

 

or a signed letter specifically referencing the debt

and that your owe them money.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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