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    • https://www.bindmans.com/news/neale-v-dpp-the-right-to-silence-citizens-duties-and-coronavirus-regulations   Perhaps the OP should have said nothing - and risked arrest!   "Firstly, the case calls into question the logic behind aspects of the criminal justice response to the public health crisis created by the Coronavirus pandemic...   "Secondly, it is clear that some police officers have misunderstood and misstated their powers, and citizens’ obligations, under the Regulations and at common law...   "Thirdly, the case confirms reasonable excuses for being outside are not limited to those explicitly set out in the Regulations. Police officers considering whether there are reasonable grounds for believing that an offence has been committed under the Regulations so that an FPN may be issued, or the reasonable grounds for suspicion that are necessary for an arrest, should give proper consideration to any explanation given by members of the public (and what a court might think of them) rather than only recognising those exceptions explicitly listed in the Regulations and/or government guidance...   Fourthly, the case is an example of a failure of the CPS review into prosecutions brought under Coronavirus Regulations, which has found that alarming numbers of cases were wrongly charged..."   Above quotes from the Bindman's article, not the decision.  Case arose from the first lockdown and was in Wales.  Same now?  Also was about not being at home - not mask wearing.    
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
      I opted for mediation, and it played out very similarly to other people's experiences.
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
      Many thanks, stay safe and have a good Christmas!
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    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

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I decided to look myself up and noticed that I wasn't on the electoral register. So I've just re-signed up (third time in 5 years) and made sure that I wasn't on the "open register".


Is there anything I can do if people decide to get my details from the "non open register" for business reasons? i.e. debt collectors etc...?





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Electoral register




What is the full register?


The law makes it compulsory to provide information to an electoral registration officer for inclusion in the full register. The details you are likely to have to provide are your name, address, nationality and age. The full register is updated every month and published once a year, and is used by electoral registration officers across the country for purposes related to elections. Political parties, MPs and public libraries also have the full register.


It is also used by local authorities for their duties relating to security, law enforcement and crime prevention, for example checking entitlement to council tax discount or housing benefit. It may also be used by the police for law enforcement purposes.



It can be sold to government departments to help in their duties such as the prevention or detection of crime. They can also use it for vetting job applicants and employees if this is required by law. Credit reference agencies are allowed to buy the full version of the register so that lenders can check the names and addresses of people applying for credit and carry out identity checks to help stop money laundering.



It is a crime for anyone who has a copy of the full register to pass information from this register onto others if they do not have a lawful reason to see it.


What is the edited register?


The edited register contains the same information as the full register. It is not compulsory to have your details on the edited version of the register and you will be given the chance to opt out on the voter registration form which is sent to every household in the country once a year. The edited register is updated and published once a year and can be sold to any person, organisation or company and used for any number of purposes, including direct marketing.


How can I opt out of the edited register?


If you do not want your details on the electoral register made more widely available, you will need to show you do not want this by marking or ticking the box on the electoral registration form sent to every household once a year by your local authority. However, you can also opt out at any time of year by contacting your electoral registration officer.



It is important to understand that if you do not indicate you do not want your information to be made more widely available then, by default, the personal details you provide on the voter registration form will be included on both the full and the edited versions of the register. This means they will be made available to anyone who wants to buy the edited version.



In addition, those who believe that having their name and address on the electoral register would put them, or anyone who lives with them, at risk can apply for anonymous registration. Ask your electoral registration officer for further information.

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Thanks Conniff,


I was more interested in my rights when people use my data for commercial purposes whilst I have specifically applied for the Full Register and not the edited one. In the past DCA's have blatantly ignored this and used my details anyway.


What should I do if this continues to happen?




Adrian Sluijters

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The Electoral Registration Officer makes and keeps 2 versions of the Electoral Register, the full and the edited.



The full register lists everyone entitled to vote. It can be checked at our office by prior appointment. Only certain people and organisations can have copies of the full register and they can only use it for specified purposes.



These include electoral purposes (including use by candidates and political parties), for law enforcement and also for use by credit reference agencies (so they can confirm you live where you say you do). The law says who can have a copy and what they can use it for.



The edited register leaves out the names and addresses of people who have asked for them to be excluded from the edited register. The edited register can be bought by anyone who asks for a copy and they can use it for any purpose.



Anyone can inspect a copy of the full register at the Civic Centre under supervision, but they would have to know your address to be able to find your name. It would be very difficult for them to find your address by just knowing your name.



It is against the law for anyone to use the full electoral register for any purpose not provided for within the Representation of the People (Amended) Regulations 2002.

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Also, from this year instead of the head of the household filling in the form, it will be the individual who does it so instead of one form to the house, it will be one form to each person in the house.



We've used the head of the house system for hundreds of years, so why change it and in such an expensive way.

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Also, from this year instead of the head of the household filling in the form, it will be the individual who does it so instead of one form to the house, it will be one form to each person in the house.



We've used the head of the house system for hundreds of years, so why change it and in such an expensive way.


Generates more quango jobs.



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I am on the full register but still get PLENTY of junk. Also l agree WHY change something thats not broken.

OFT debt collection guidance


Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.


Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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