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Log Book Loan mobile money

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My daughter has told me that she took a log book loan on her car Grrhh! She borrowed £100, has so far paid £600 and reckons that by the time she has made the final payment she will have paid £3000, Can this be challenged ?

 

Are there any template letters?

Thanks

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do you mean £1000 if so this sounds about right for the sharks im afraid you can challenge all you want but if you don't pay they will take the car. if it is £100 your daughters got it wrong not even these sharks work on that intrest rate

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I am hoping some of you can help me,

 

my daughter unwisely took a log book loan out for £1000

she has been paying nearly £200 a month and apparently has to pay this until March 2015.

 

The car now has a major mechanical problem that would cost £700 to fix,

and is now parked outside her house, she can't sell it due to the log book loan.

 

I have been reading something about the bill of sale,

 

can anyone direct me to a template letter ?

 

What I am trying to do is to help her get the debt settled,

 

I would really appreciate some help.

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who with please

 

and has she got the paperwork?

 

tell us the story

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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who with please

 

and has she got the paperwork?

 

tell us the story

 

dx

 

 

The paperwork is attached, she was very foolish, its with Mobile Money, can you help?

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please go thru the attachments again

 

you've left numbers and other pers details showing.

 

have you checked the bill of sale IS registered properly.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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from my notes.....

 

 

if linked to a CCA agreement or if the BOS has not been registered with the high court.

.

If BOS registered then yes they can reposses,

but have to show registration and debt details.

Registration

A bill of sale can only be enforced if it was properly registered.

Since this is an expensive and difficult process,

it is rare that this actually happens.

However, failure to register the bill of sale renders it void,

and so renders any security on goods void.

.

Consequently, before allowing any creditor to gain possession of your goods,

ask to see a registered copy of the bill showing the supreme courts seal.

.

You can also call the national debt line, and ask them how to search the registry yourself.

.

Also a valid DN must be issued.

.

If linked to a CCA then can not reposses if on private property without a court order

( but can if on public road and under a third has only been paid ).

.

Over a third, they need a court order wherever it is.

.

check for...[bOS]

.

No Independant signature

No Indapendant Witness

Not Registered With The High Court In 7 Days

not registered AT ALL!

.

Credit Agreement Details Not On The Bill Of Sale

.

how to check:

.

email:QBEnforcement@hmcts.gsi.g ov.uk.[no spaces]

.

ring:020 7947 7772

.

write:

QB Enforcement Section,

Room E15-E17,

Royal Courts of Justice,

Strand, London, WC2A

...

.

ideally you need the BOS number

.

however

they can search by the Reg Number

.

...............

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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please go thru the attachments again

 

you've left numbers and other pers details showing.

 

have you checked the bill of sale IS registered properly.

 

dx

 

Help! I tried to delete the post/ attachment and can't see how to do it

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its unapproved don't worry

 

just upload the redacted versions

 

better to convert to pdf first too!

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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