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Hello everyone,

 

I am looking for the help for my friend who needs to open an basic bank account, He was redundant 3 years ago, subsequently defaulted all credit cards and overdraft which is around £14000 altogether. Soon after the default He moved to another address and changed telephone number.

 

Now opportunities have arrived for him to work again and has job offer. He tried to open an basic bank account with cooperative and nationwide but has been refused.

can anyone help and guide how to open an basic bank account and what could be reason of refusal from banks.

 

Thanks

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Don't know what it is like now but I had no problem opening a cashcard account with Halifax a few years ago

 

 

dpick


cannot find it A to Z

 

http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html

 

 

Halifax :D

Paid in full £2295

 

MBNA:mad: 20/03/2008 settled in full out of court

 

Capital One:D

07/07/2007 Capital one charges paid in full £1666

19/01/2008 recovered PPI £2216 + costs

 

Littlewoods :-D

12/08/2007 write off £1176.10 debt.

 

JD Williams charges refunded in full £640

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Should be able to open a standard account with the post office (link below). As far as I remember, this account is designed for people with no credit rating or adverse credit rating.

http://www.postoffice.co.uk/current-accounts


If I've given you advice, then it is just my thoughts / opinions - doesn't mean I am right!

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Should be able to open a standard account with the post office (link below). As far as I remember, this account is designed for people with no credit rating or adverse credit rating.

 

 

Thanks for your reply, I will try to open it.

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No probs... hopefully some other people will also reply so to give you more options.


If I've given you advice, then it is just my thoughts / opinions - doesn't mean I am right!

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