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    • The gaming giant is offloading the Venetian in a $6.25bn deal to invest in Singapore and Macao. View the full article
    • ok best shot..   you need to reply to that letter of claim.   for debt covered by the consumer credit act:   send a cca request along with the completed form:   NOTE ONLY USE THE ATTACHED FORM below DO NOT USE THE FORM SUPPLIED BY THE DCA IN THEIR PAP LETTER!! DO NOT USE OR GIVE THEM YOUR EMAIL/PHONE NUMBER. USE ROYAL MAIL 1st class - get free proof of posting from any PO counter   box D tick   I dispute this debt because ..i refer you to our previous communications and my previous respond to your previous Letter of Claim. i am over 50yrs and have deferred as required to meet the age write off.    box I tick   I also require you to supply the following..   All signed agreements Copies All my deferment sent to either yourselves, the SLC or the SAAS to date. Copies of all communications bothways in whatever format to/from Erudio, Capquest, yourselves and Me A copy of the any Default Notices A copy of the Notice of Assignment A complete set of statements detailing exactly how the sum you allege is owed has accrued detailing: All Transactions. Any additional charges, be them by the original creditor or you xxxx the debt purchaser or any predecessor DCA. Details of all contractual interest added by whom and on what date. List of ALL Payments made toward the Agreement   no need to do the financial statement etc anything else or send anything else bar the above do NOT give them your phone nor email PRINT your name never sign the form   staple the £1  PO to the CCA request and send it to the debt purchaser return the completed PAP form below to the solicitors that sent it to you attain free proof of posting for BOTH at any PO counter 1st class mail will do. recorded is a waste of money   reply form PAP.pdf
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    • no you are kidding me...   they can't be that thick surely... could be game over if they've faked it.   can you attach it to a private msg to me please.  
    • The original pdf did bring up txt boxes where my details were, it wasn't as if it was a photocopied document with my details embedded and I do find it awfully convenient it appeared the very next day after the case meeting.   The address was the same as it should have been, but ive only recently moved, this case was already in motion during my move.   Can I then just argue the authenticity of the CCA  at the next meeting? Explain that when put into a editor my personal details and only them pop up as carefully placed text boxes whereas the rest of the form looks photocopied??
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

question about applying for jobs


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i just got a warning from my jsa coach about not applying for enough jobs.

 

i just find im looking at the same jobs but from differnt sites agencys ect.

 

my question is can they check up on jobs you apply for where you have to email the company yourself

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The DWP can contact any company and ask for them to confirm if you have applied for a vacancy - There is nothing within the Data Protection Act that prevents the company in question from giving a yes/no answer. However, providing the DWP with a copy of the application and/or emails could be a breach of the DPA.

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May i suggest that you can not beat the system. Are you recording all job searches and all applications made. They will do almost anything to sanction you

Any opinion I give is from personal experience .

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Use other sites such as CV library as well

 

Log in every day and search jobs within a set range of your house. If you do it daily you can add "Jobs added within the last 24 hours" which cuts the list down and avoids repeats.

 

BUT if u find a job on there with the company listed it may pay to approach the company direct as opposed to doing the 1 click thing

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The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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I put limited details about the job on UJM/Work Booklet, so if they look at this they have no way of knowing what company/agency the job is with to check it up, I do have confirmation emails with me when I sign on if they want proof of applying for the jobs

 

 

Number of jobs to apply for varies person to person, I was told there is no set number as applying can take time (could be one click, could be an hour for on line application or could be a few hours or more if paper application)

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You need to get your Coach to give you - in writing - a specific number of jobs to apply for each week, or else how does anyone know what's 'too little' and 'too much'??

 

Unless they formally instructed you to apply for a job, they cannot obtain feedback. It's in the 'Decision Making & Appeals (DMA): Gaining Customer Feedback from Employers' guidance and quite clear;

 

'Feedback from an employer can only be requested where an advisor has matched a Jobseekers Allowance customer to a vacancy.'

 

Every vacancy I find is always by my own efforts and I've had to correct advisers a few times who thought they had the right to contact all the employers I'd listed. Threat of reporting for Data Protection violation tends to make them very nervous :)

 

If you found the vacancy totally on your own then it's none of their business - but still best to log it and provide some sort of screen print as proof of application as it all goes towards your JS evidence.

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