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    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
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Letting Agent will not refund application fee less than 24 hours later


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I looked round a house and applied for it, giving £105 over to the Letting Agent.

About 23 hours later I decided that I didnt want to move into the house.

I rang up the LA and they refused to refund my money. They say it clearly states in the Terms and Conditions they gave me that the monies are non refundable.

The Terms and Conditions they gave me had to be signed and handed back at a later date. As I decided so quickly I didnt want the house I never signed the documents, and thus never handed them to the LA.

 

I have not signed anything agreeing that the £105 is non refundable, so should they be forced to give me my money back.

I told the LA that they could give me a part refund, as I'm sure they mustve made some phone calls and had an employee take the house off their website. But they still insisted, 'No'.

That £105 included the refencing fees. I have never been referenced so they must be able to give me at least something back. But ideally I'd like they whole lot back.

 

Does anyone have any pointers or ideas?

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Do you have a copy of their terms and conditions - what do they say?

 

How did you find the property you viewed? There are certain rules about how they have to advertise their fees.

 

Write them a letter laying out the facts and requesting a refund.

 

Raise a complaint with their professional body or redress scheme if they have one.

 

If they do not have an ombudsman then complain to trading standards.

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  • 1 month later...

Are they a member of a regulatory body?

 

Where are they located? Heard of similar agent doing this sort of thing in Paddock Wood, but for larger sums of money, half the deposit generally, without landlords knowing about it.

 

Let us know if you resolved this.

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Letting agents work for the landlord though many like to double dip, like in your case. I would be sending them a very stiff letter saying that you had not entered into any contract with them and therefore you expect to have your money refunded within 7 days otherwise you will use civil action to recover it. If you do this then you had better mean it.

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