dealing with mums estate and debts

[adarling2006]

hi i'm looking for some advice on behalf of my father dealing

with my mums estate after she passed away last month.

 

there is no money left in the estate after the funeral costs

 

yet my dad is getting worked up and upset as creditors are contacting him.

 

what can i do and where does he stand/

[dx100uk]

if there is no monies after the funeral its tough luck for them

 

as long as the debts are not JOINT

 

simply send them a copy of the death cert [scan will do]

 

and a short note saying the estate rendered no return

 

or words to that effect

 

bugger off all the money had gone

[citizenB]

Sorry to hear of your loss

 

 

 

Your Father/the estate, is not responsible for any debt that was in your Mother's sole name.

 

 

https://www.moneyadviceservice.org.uk/en/articles/dealing-with-the-debts-of-someone-who-has-died

 

and the following pdf from the National Debtline.

 

[ATTACH=CONFIG]51815[/ATTACH]

[ericsbrother]

how are they contacting him? If by telephone then put a letter of complaint into their offices and say that any further calls will be treated as harassment and civil action may be taken. If the contact is in writing just bin them.

[adarling2006]

I will find out more tomorrow when I visit him as

 

I had a phone call from my sister about it saying he was upset and fearful of court action.

 

The name Philip Cohen was mentioned and

 

I know they collect on behalf of Ambrose Wilson with whom my mum had dealings with,

 

tomorrow this will get sorted out,

 

will keep the thread posted and

 

thanks for the advice guys much appreciated.

[dx100uk]

cohens specialise in squeezing every last penny out of the remaining partner

following their loved ones death.

 

sadly I've had dealings with them

 

most of it was done over the phone too

 

till I found out they were harassing someone close to me.

 

they soon scuttled off under their stone once I started to request paperwork.

 

turned out they had almost gotten £275 a month out of her

even getting her to fill in one of their on line 'management sheets'

 

they had bought all her deceased partners debts [none were joint!]

 

even a TV licence 'debt' from 1982!!

 

they are ruthless

 

DONT fall for their 'plans'

 

in the end over 17 debts

 

they had NO PAPERWORK AT ALL.

 

 

dx

[adarling2006]

Dealt with them today after 45 mins on the phone, they won't hassle my dad, they can try to hassle me instead, but I stated on the phone the estate rendered no return and they insisted I do an asset plan online, so I stated before I do that I require the note of assignment. And a copy of the agreement. Let's see what happens when I back it up with a formal request in writing

[dx100uk]

yep that's the game they got my relation to do

 

luckily I stopped her finalising the whole sheet and they never got it.

 

she never heard another word from them.

[adarling2006]

Well just as well my dad didn't pay them as they would have fleeced him for the whole debt. And I have no intention of doing one of their plans online. I will draft up a letter for them and post it up before I send it to them

[The GodMother]

Do the asset plan putting in £0 for the assests. Even tho you legally dont have to pay if you have nothing they cant tell you to pay it