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need help with welcome please


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Hiya,

I have an outstanding account with Welcome Finance, which I thought was 'dormant' because it was being dealt with by a debt management company and then first step finance. It was thought that the agreement was unenforceable, but that does not seem the case now due to a recent law that's been passed in Court. The amount owing is about £3200, but what they have sent is nor a Demand - it just seems an annual statement.

I would also like to reclaim missold PPI on it.

Is the first thing to do is to send for a DSAR on the Agreement, with a £10 cheque and see what the creditor come up with?

Thanks,

PCB

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Hiya,

I have an outstanding account with Welcome Finance, which I thought was 'dormant' because it was being dealt with by a debt management company and then first step finance. It was thought that the agreement was unenforceable, but that does not seem the case now due to a recent law that's been passed in Court. The amount owing is about £3200, but what they have sent is nor a Demand - it just seems an annual statement.

I would also like to reclaim missold PPI on it.

Is the first thing to do is to send for a DSAR on the Agreement, with a £10 cheque and see what the creditor come up with?

Thanks,

PCB

 

you need to start your own thread....

 

and do exactly the same as you did with your other loans successful result.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 6 months later...

so what happened

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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