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I hope this is in the right place

I am new to this and have never taken part in a forum before,

 

I recently took over my mothers finances as she has been unwell and

 

discovered that she has 2 large mail order catalogue debts and a large store card debt

 

there has been quite a few charges applied to all of them

 

does anyone know if I can claim any of this back and how,

 

one of the catalogues has an insurance which I cannot find many details about will this be ppi?

 

I have read similar posts but I do not understand the abbreviations.

 

Is there anyway I can claim any of this back as my mother has recently moved into shelterd accommodation

and can no longer make the minimum payments,

 

I feel totally lost with it all.

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hi welcome aboard

 

yes you can claimback the fixed sum £12 penalty fees

 

and their version of PPI.

 

various cat companies use various names for it

but at the end of the day

 

its PPI.

 

links are below

 

shout if you need guidance

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Credit Reference Agencies:Experian Equifax CallCredit noddle

fed up with DCA's calling get a TRUECALL BOX!! - HERE

 

Sort Your Debts Now - -

here

 

Start Your Own Thread - HERE

 

 

1. Single Premium PPI Q&A

Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Loan, Credit Card, mortgage & CAtalogue Charges Read Here

my views are my own...seek legal advice if ness

NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone

- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.

 

 

Please consider making a small donation to help keep this site running

Click here to donate through PayPal (opens in a new window)

 

 

DX

RIP Martin3030

rant.gif

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Please also remember that you will need a letter from your mother giving you the authority to act on her behalf in these matters.

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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