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    • Hello all,  During the pandemic, we all have a duty to help one another, but i feel that the current Price gouging policy of all the main public sellers such as ebay and amazon to name the biggest are actually keeping the ppe prices artificially high. and i tell you why. pressure from bodies such as which and the trading standards in the early days to cut the price gouging listings on these platforms, has back fired!! This has now lead to a select club! being the Approved traders, as  the only listings allowed to list certain ppe items, this has created a club that with ebays trending structure is keeping the prices high, i have been at logger heads with ebay about this, they are using this policy to rip off the public, after all they take a percentage commission on every item sold. If i try to list an item of ppe much lower that the approved traders club, my listing is rejected, and the reason given is price gouging!!!, what a joke as my listing is half the price of the approved traders and ebay know this. they are worried that this will get out, as the conversations with the concierge service they tell me they are constantly revieving their policy!!!. Which needs to put pressure on these companys to change the policy to create a fairer result for the public.      
    • You might want to check your contract notice as you’ll need to be given that or given legal notice under 2 years (1 week), usually instant is for gross misconduct which this doesn’t appear to be. Again need to check contract but minimum 1 week I believe legally.   I agree they should have better processes in place but they’ve terminated you for unsatisfactory performance they can do that.   It sucks but it’s not unfair, I can see a discriminatory reason posted either so I think best bet will be to look for something new.    Most likely they need to lose heads & knowing they will have to pay contributions in August chose to lose you as you have been there less than 2 years and have very little rights as a result.
    • Just to update on this, received the anticipated reply from Packlink. Still chasing hermes every week.    
    • So I gather that you sent some parcels using DPD. They arrived in an apparently damaged state so that the items can't be used. The items were returned to you and you had to refund your customer. You are now out of pocket to the tune of the entire value of the items or at least the cost of repairs. You used DPD on some kind of account/credit system so that in principle you owe the money – but you are withholding the money because they didn't carry out their contractual obligations correctly and also they caused you loss. They are now threatening to sue you and they have sent you a letter of claim. I understand that you didn't take any photographs of the damaged parcels or of the items – on the basis that you weren't informed that that would be necessary. I understand also that you have had phone calls with them – but you probably have never recorded the courts so you have no evidence of what has been said. Is this all correct? You haven't told us what the items are and whether they are still in your possession. You haven't told us whether the damage to the items makes them a total loss or if they can be repaired. You haven't told us anything about values of the items or of the cost of repairs. We need this information. Also, I hope that you won't mind too much when I say that your failure to take photographs on the basis that nobody had told you to do it – shows a certain level of naïveté and your lack of evidence may become a problem if they do issue proceedings and you have to defend yourself. I suggest that it is axiomatic of any kind of dispute of this nature that you would start acquiring and storing evidence from the outset – and photographs are certainly going to be the minimum kind of evidence that you would require. You also haven't told us the value of the invoice sum which you are withholding. Although your post is pretty long, it seems to be pretty scant on some of the essential information. If you could please respond to these questions and then we will try to give you advice as to your position and the next step.
    • sar vanquis   sar express gifts cards.   too    
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Dx

Unless done by pm the dates have not been identified with the exception of the oldest one being 10 or 12 years ago. Hence before giving opinion it is vital to know the facts. We don't want to be in the same position as another forum now do we.

Albertz

It is the opening date that is important here not dates of transactions


Any opinion I give is from personal experience .

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Dx

Unless done by pm the dates have not been identified with the exception of the oldest one being 10 or 12 years ago. Hence before giving opinion it is vital to know the facts. We don't want to be in the same position as another forum now do we.

Albertz

It is the opening date that is important here not dates of transactions

 

 

 

appointment with the citizens advice tommorow ,will ask them all about the cca,s aswell...... i guess they will tell me straight what my options are when they see my expenditure and income,will come back and let you guys know what they say.

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They may not agree with the cca requests however getting your debts into a manageable state is the priority.

Imho get the plan set up and running and do the cca requests alongside. That is what i would do if i were in your position. Having said that there is no magic cure and you need to do what works for you

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Any opinion I give is from personal experience .

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just back from citizens advice and

 

 

told me i would not be admissible for the DAS scheme as i have been making minimum payments

and not defaulting, even though i am on the breadline.

 

 

told me to go on their website and pick a financial adviser who will charge a minimum of £75 for advice

"dont have £75 btw".

 

 

told me to tell the wife to try and take up full employment if she can although my son needs her

and the fact that she will lose at least £500-£600 in benefits

 

 

also told me to check that i have not been mis sold ppi but did,nt recommend anyone....

 

 

.. ah well back to the drawing board for me then.

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you don't need to use a claims company

 

 

do it for free from info here

 

 

get those CCA's done.

 

 

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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yes do it all yourself albertz

 

you will find all the help and info you need on here


PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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please delete this post

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lads ,does anyone have a link to a ppi template letter ,i don't know if i have been sold any but had credit cards and loans since the early nineties so there is a good chance.

 

iam going to do the cca as i have found that ,would it matter what order i do it in :/

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You really need to do cca requests as

 

Already discussed

 

And a SAR to each original lender first


PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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iam going to do that as well friend,just off the phone to halifax who say i opened that account on 2004 so no cca there,also said after checking that i have never had ppi on any of their products either.buggers.

 

ah well 9 to go...

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Definitely cca request to Halifax

 

Do everything in writing


PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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don't use the phone

 

 

send an sar to the original creditor

 

 

you only need ONE SAR if you have multiple cards/loans/accounts with the same 'bank'


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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