Jump to content


  • Tweets

  • Posts

    • I have had a secondary thought.  I borrowed £s from a completely separate entity 6y ago. It was personal and unsecured. I was going to repay upon sale of the property. But then repo and I couldn't.  Eventually they applied and got a charging order on the property.  Their lawyers wrote that if I didn't repay they may apply for an order for sale.  I'm not in control of the sale.  The lender won't agree to an order for sale.  The judge won't expedite it/ extract from trial.  Someone here on cag may or may not suggest I can apply for an order v the receiver?  But could I alternatively ask this separate entity with a c.o to carry out their threat and actually make an application to court for an order for sale v the receiver instead?
    • You left the PCN number showing, but no worries, I've redacted it. Euro Car parks are very well known to us.  I've just skimmed through the titles of the latest 100 cases we have with them (I gave up after 100) and, despite all their bluster and threats, in not one have they taken the Cagger to court. You stayed there for 2 hours &:45 minutes.  I'm guessing the limit is 2 hours and 30 minutes, right?  
    • If the claimant fails to draft directions the court can order a Case Management Hearing to set them but normally in Fast Track claims the claimant sets the directions...Unlike small claims track which are always set the court.
    • Not Evris offer, the court offers mediation service.   All claims proceed to hearing if mediation fails /not happen.   Why do you not wish to attend in person to stand your claim ?     Absolutely you must comply with the courts directions or your claim risks being struck out. Preparation for a hearing should happen irrespective of mediation.   https://www.consumeractiongroup.co.uk/topic/460613-suing-a-parcel-delivery-company-when-you-dont-have-a-direct-contract-with-them-–-third-party-rights-copy-of-judgment-available/#comment-5255007   Andy  
    • LPA.  (I'm fighting insolvency due to all the stuff that he and lender have done).  He appointed estate agents - (changed several times). Disclosure shows he was originally appointed for a specific reason (3m after repo) : using his powers as acting for leaseholder to serve notice on freeholders (to grab fh).  There was interest from 3 potential buyers. He chose one whose offer depended on a positive result of the notice.  Disc also shows he'd taken counsel advice - which was 'he'd fail'.  He'd simultaneously asked to resign as his job (of serving notice) was done and he'd found a buyer.  Lender asked him to stay on to assign notice to the buyer.  Notice failed, buyer didn't buy.  So receiver stayed.  There was 1 buyer who wanted to proceed w/o fh but receiver/ lender wasted 1y trying to get rid of them!  Disc shows why. But I didn't know why at the time. In later months Lender voiced getting rid of receiver. Various reasons - including cost.  But there's a contradiction/ irony: as I've seen an email (of 4y ago) which shows the receiver telling lender not to incur significant costs and to minimize receiver costs.    Yet lender then asked him to serve another notice - again counsel advice indicated 'he'd fail'.  And he did fail.  But wasted 3y trying and incurred huge legal costs - lender trying to pass on to me. Lender interfered - said wanted to do works.  Receiver should have said no.  But disc. shows he agreed to step aside to let them do the works - on proviso lender would discuss potential costs first (they didn't), works wouldn't take long (took 15m), and lender would hold interest (they didn't) (this last point is crucial for me now - as I need to know if I can argue that all interest beyond this point shouldnt be allowed?)   I need to check receiver witness statement in litigation with freeholders to see exactly what he said about 'his position'. But I remember it being along the lines of - 'if the works increased the value of the property he didn't have a problem'.  Lender/ receiver real problems started at this point. The cost of works and 4y passage of time has meant there is no real increase in value. Lender (or receiver) didn't get any permissions (statutory or fh) (and didn't tell me) and just bulldozed the property to an empty shell.  The freeholders served notice on me as leaseholder for breach of covenants (strict no alterations).  The Lender stepped in (acting for me) to issue notice for relief of forfeiture - not the receiver.  That wasted 2y of litigation (3y if inc the works) and incurred huge costs (both sides).  Lender's aim was to do the works that every potential buyer balked at due to the lease restrictions.  Lender and receiver knew couldn't do works w/o fh permission. Lender did them anyway; receiver allowed.  Receiver remained appointed.  I'm arguing lender interfered in receiver duties.  Receiver should have just sold property 4-5y ago w/o allowing any works.  Almost 3y since works finished the property remains unsold (>5y from repo). The property looks brand new - but it was great before.  The lender spent a ton of money - hoping that would facilitate a quick sale.  But the money they spent and the years they have wasted has meant they had to increase sale price.  It's now completely overpriced.  And - of course - the same issues that put buyers off (before works) still exist.   The receiver has tried for 2y to assert the works increased value. But he is relying on agents estimates - which have proved highly speculative. (Usual trick of an agent to give a high value to get the business - and then tell seller to reduce when no-one buys.). And of course lender continues to accrue interest (despite 4y ago receiver saying pause interest). Lender tried to persuade receiver to use specific agent. Disc shows this agent was best friends with the lender's main investor in the property.  Before works this agent had valued it low.  After works this agent suggested a value 70% higher!  The lender persuaded receiver to sack one agent and instead use this agent.  No offers. (Price way too high).   Research has uncovered that this main investor has since died.  I guess his investment is part of probate? And his family want it back?    Disc shows the sacked agent had actually received a high offer 1y ago.  Receiver rejected it.  (thus I don't know if the buyer would have ever proceeded). He was relying on the high speculative valuation the agents had given him to pitch for the business. The agents were in a catch-22.  The receiver sacked them. Disc shows there has been 0 interest ever since (inc via new agent requested by lender). I don't think lender or receiver want all this to come out in public domain via a trial.  It will ruin their reputations. If I can't get an order for sale with lender - can I apply separately against receiver?
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3594 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Can anyone tell me if a sticker obscuring part of a parking sign would invalidate the parking restrictions?

 

The image of the sign is part of Manchester City Councils photographic evidence to support a PCN against me, and part of it is clearly covered by a sticker.

 

I would post the image here but I don't have sufficient posts to do that, but there is a sticker over the time period when a driver can return - the bit that says "No Return Within 2 Hours" - although someone has covered over the "2 Hours" with a sticker.

 

Thanks for any help...

Link to post
Share on other sites

**you can post up images/letters by this method immediately..you don't need 10 posts**

.

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc

but leave all monetary figures and dates.

.

************************* ************************* *******

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

************************* ************************* ***********

.

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

http://www.convert-jpg-to-pdf.net/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or http://www.freepdfconvert.com/

or

use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

or use Primo PDF.

.

try and logically name your file so people know what it is.

though DONT USE BANK NAMES or CAG in the title

i'e Default notice DD-mm-yyyy

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

...

YOU DONT have to put a link to the attachment in the msg box..just upload it ..job done

you can click on your links to check them too!

.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Well first can I say that this is not my first line of defense, I was asking in case I needed a back-up to my primary defense....

 

The offense was 'Parked for longer than permitted' but that isn't true!

 

I had moved the car, to the bay where the PCN was issued, from the adjoining street (the 2 bays are less than 50 meters apart)

so it appears to me that the enforcement officer has got his/her facts wrong

or has deliberately falsified the evidence (does that kind of thing happen?)

 

but how do I prove either?

 

I can see how it might sound as though I am just trying to wriggle out of this penalty,

but I do this every day I am at university, well within the 2 hour time limit, and have never had any problems before.

 

I have appealed the ticket by email, but

 

the city council rejected it saying their officer had noted "on their first observation the civil enforcement officer noted the positions

of the valves on your vehicle's tyres in their pocket book at 10 and 4.

This is standard procedure.

 

On their return, the valves were in the same positions.

 

This is the reason why the civil enforcement officer believed your vehicle had not left the free bay and returned to the same parking place later".

 

In my appeal I never said I'd returned to the same bay, I gave them precise details of where I had been parked and the times I'd been parked in each.

 

Any suggestions what my next step should be?

 

In the Council's letter there is no mention of further appeals,

 

just 3 options that all involving paying the fine

 

- something I don't want to do given that I didn't overstay.

 

Thanks...

Link to post
Share on other sites

2 options:

pay the discounted penalty

wait for the NTO and make formal representation with the same grounds + the obscured sign as documented in their own photo.

 

They will reject almost certainly.

 

You then appeal to the adjudicator again on the same grounds.

 

It's possible that the council will back down at this stage since, in theory, the CEO's notes should note your car first seen in XXX street, whereas the pcn was given in YYY street round the corner.

Link to post
Share on other sites

I think the best thing to do is get on the phone to them and speak to someone about the photographic evidence they have and the CEO notes. If they are saying he noted the valve positions, then the question is, when was that first observation made. And are there any photos from that point, which would enable you to look at the ground/pavement and see that it's a different spot. And are there any other notes which might indicate where the car was.

 

Knowing what hard evidence they have will help you decide whether to re-appeal on that basis, and hopefully win out, or change to a different line of appeal.

 

So far as the sign goes, if you were ticketed for overstaying and the sign was obscured, then that's a reasonable case too. But were there any other signs next to this bay, with the info on? If so, an adjudicator might rule that the signing was sufficient. (Again, it would be good to know what sort of photos they have of the signage on the day.)

 

By the way, they will probably be happy to email you their photos - but finding out about the notes too will help clarify the best move.

Link to post
Share on other sites

Thanks for all your help it is really useful to hear from the 'experts' :-)

 

There a 5 images of the alleged offense, but only 1 image of any signage (the one I posted a link to in the 3rd post) - are you suggesting they might have more?

 

as I said the sign is of less importance to me than the fact that they are wrong in my case - my only interest in the sign is as a back-up in case they stand their ground and won't entertain the fact that the car had been moved. I'm not sure whether it is up to me to prove my innocence or them to prove my guilt - but if it's the former, it might prove pretty difficult to do.

 

I'm going to email them and ask them for more evidence about where the first observation was made, and request any further images they may have. Thanks for all the help so far, I really appreciate it.

 

I will update when I hear back from them...

Link to post
Share on other sites

I have seen first observation images so there is a small chance.

 

@Ray - in terms of their photos, I was wondering really if there is a second sign there. (Do you know?) If there is, and they have a photo of it, that would weaken that particular line of appeal. If they don't, then good, especially if you know for sure that this is the only sign, and it's unclear.

 

I think you need to get all the photos and CEO notes, and let us know what's in them. It could be a lazy staff member just not bothering to look at the evidence properly - it's impossible to say. But fact-finding now will help a great deal.

Link to post
Share on other sites

Obscured sign in their own evidence = unenforceable restriction in any case.

 

Not if there's another sign there which is OK. One damaged sign among several isn't going to invalidate the whole bay. It depends what's there.

Link to post
Share on other sites

The signage issue is only secondary, since the OP admits he knows the 2 hr no return in 2 hr restriction because he habitually parks there and always moves his car to a different street to comply. However it's worth including because it is obscured, and yet the council have included it as primary evidence of the restriction and that that the contravention occurred.

Link to post
Share on other sites

Obscured sign in their own evidence = unenforceable restriction in any case.

 

I hope you are right about this, although I'd also like to get them to realise their CEO's note taking needs some improvement as well...

Link to post
Share on other sites

@Ray - in terms of their photos, I was wondering really if there is a second sign there. (Do you know?) If there is, and they have a photo of it, that would weaken that particular line of appeal. If they don't, then good, especially if you know for sure that this is the only sign, and it's unclear.

 

Not sure if there's another sign or not, I didn't check. I've left uni now until September but I'll get someone to check for me and take some photo's...

Link to post
Share on other sites

The signage issue is only secondary, since the OP admits he knows the 2 hr no return in 2 hr restriction because he habitually parks there and always moves his car to a different street to comply. However it's worth including because it is obscured, and yet the council have included it as primary evidence of the restriction and that that the contravention occurred.

 

Yeah I'm not denying I know the restrictions in these bays, but I was under the impression that if the signage doesn't meet the regulations then the parking restrictions are suspended until they do. Am I wrong on that one, assuming there isn't any other signs that is (I don't know if they is yet)?

Link to post
Share on other sites

What's the exact location so we can look on Google Streets?

 

Great idea I never thought of that :-)

 

It's Higher Ormond Street, Manchester - I was parked exactly where the red car is, the one in front of the illegally parked blue Corsa!

Edited by _Ray_
added text
Link to post
Share on other sites

I was under the impression that if the signage doesn't meet the regulations then the parking restrictions are suspended until they do.

 

That's the theory, but councils are more interested in making money, so happily ignore the regulations. Even when appeals succeed, plenty of councils don't bother to correct signage and just carry on issuing more pcn's

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...