BT default? Account given to Lowels

[scotsdamo]

I have recently had a credit search completed for a job i have applied for.

 

The potential employer then came back to me asking me to explain a default on my account???

 

ran an Equifax search and sure enough there is a default for BT way back August 2011.

 

There is also a record for Lowells.

 

Firstly if i contact BT are they still going to have records of this and secondly after reading everything on here regarding Lowells

what should i do about them?

 

My main concern here is the potential employer has given me a short time to sort something out and provide proof i have dealt with matters.

 

Any help much appreciated.

[BankFodder]

I think that you need to tell us about the alleged debt. Is it correctly entered on your credit file?

[scotsdamo]

I think that you need to tell us about the alleged debt. Is it correctly entered on your credit file?

 

I came to end of contract terms and asked what they could offer me.

 

Eventually after a couple of months just rolling over I decided I did not want to continue and left.

 

On looking at the default and the amount it is I am guessing it's a charge for remainder of a new contract (which I did not renew)

 

however looking at the payments it looks like months of missed payments!

[dx100uk]

so did you actually call BT and ask what was owing before you say 'stopped the DD'

 

you are going to have a great problem in getting a default removed if it is correct.

 

dx

[scotsdamo]

so did you actually call BT and ask what was owing before you say 'stopped the DD'

 

you are going to have a great problem in getting a default removed if it is correct.

 

dx

Nothing was owing but I called and cancelled. And how long would a default take to correct/remove.

[dx100uk]

ok well they should have a record of that

 

and thus the default is not valid?

 

dx