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BT default? Account given to Lowels


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I have recently had a credit search completed for a job i have applied for.

 

The potential employer then came back to me asking me to explain a default on my account???

 

ran an Equifax search and sure enough there is a default for BT way back August 2011.

 

There is also a record for Lowells.

 

Firstly if i contact BT are they still going to have records of this and secondly after reading everything on here regarding Lowells

what should i do about them?

 

My main concern here is the potential employer has given me a short time to sort something out and provide proof i have dealt with matters.

 

Any help much appreciated.

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I think that you need to tell us about the alleged debt. Is it correctly entered on your credit file?

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I think that you need to tell us about the alleged debt. Is it correctly entered on your credit file?

 

I came to end of contract terms and asked what they could offer me.

 

Eventually after a couple of months just rolling over I decided I did not want to continue and left.

 

On looking at the default and the amount it is I am guessing it's a charge for remainder of a new contract (which I did not renew)

 

however looking at the payments it looks like months of missed payments!

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so did you actually call BT and ask what was owing before you say 'stopped the DD'

 

you are going to have a great problem in getting a default removed if it is correct.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so did you actually call BT and ask what was owing before you say 'stopped the DD'

 

you are going to have a great problem in getting a default removed if it is correct.

 

dx

Nothing was owing but I called and cancelled. And how long would a default take to correct/remove.

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ok well they should have a record of that

 

and thus the default is not valid?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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