Perfect home handing stuff back

[mrsterrorbaby]

Hi

I was wondering if anybody knows how i go about handing furniture back to perfect home please

 

Reason is i am financially no longer able to keep up regular payments with them for goods

 

i received in March 2013

 

I telephoned my local store stating i can not keep up full payments for the items

 

i have on HP only to be what i can say is bullied and sort of intimidated

into lending cash to pay them that weeks payment.

 

Thing is i now am in my 10 day of arrears and im worried they will turn up and take goods away.

 

I have explained that i am unable to keep up full payments and im not sure on what to do next.

 

Has anybody else had dealing with this company

and where can i write to into handing back goods and what are my rights into doing so

Thank you

[mrsterrorbaby]

Or a address i can write to

[dx100uk]

ok firstly

 

they cannot turn up and take goods

 

they ARE NOT BAILIFFS

and never will be.

 

is this your first item with them?

have you looked at this compulsory insurance you are paying for?

its not needed and can be reclaimed

 

though that might not solve you continued payment issues

how long is the agreement over?

 

dx

[mrsterrorbaby]

Hi i took it over 3 years but not sure as they would not send me full copys of credit agreement

i took out 3 items in march 2013 i explained i could not afford to meet full payments and was

assaulted verbually on the telephone saying they would infact have no option to remove

goods if did not make full payments on time.

Also i do not have insurance with them as i have home insurance

[dx100uk]

good well atleast you've not been ripped off there then.

 

this is why we always say inwrittign only.

 

you are not obliged under any law to converse and be threatened on the phone.

 

this is why they like the phone

 

they can make all kinds of illegal threats that you cannot prove that they said it.

 

its a bit like phyco warfare

 

dx