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    • You're like, super helpful and unhelpful at the same time lol.   What do I search for, I searched form 4, and nothing, I searched claiming compensation and nothing about this.   I can't find the top squares logo.   Can you post a link or tell me what to search.   Sorry if I'm slow.
    • use our custom google search box  click our top squares logo it should appear on that page   dx
    • Apologies, I haven't used a forum for years!!   I defo wish to keep the 2 issues separate, sorry!   My only issue I need help with is the increased compo for marstons - if possible.   I don't know anything about claiming compo etc. (I only recently found out one of the NHS biggest costs are NDA payouts)   I don't know what form 4 is; so far, they've offered £250 and I haven't accepted or denied it.   So yeah, can you forward me to some more info?   Also, usually I'm good at google etc. but I can't find many stories on this stuff, regarding PCN/TFL etc.   Thanks again!
    • ok things are getting clearer...   I've merged 2 of your posts for clarity and removed the swearing, (behave please) I've also taken down the two images you posted should you wish to post things up please use PDF so we can zoom easily and don't forget to redect them read upload carefully.   I think you need to continue to keep the two thing sep. those being increased compo for marstons- if possible ( if you are raising a form 4? complaint through the court - it might be better you don't? - they are very hard to justify and can be costly - so the fact it might not be moving forward could be a good thing, but listen to others here too) and the issue of the PCN wasn't justified - which you need to further expand on please.   the more info you post up the better please but please use multipage PDF files only and carefully redact them    
    • Thanks for trying btw! It's kinda in 2 parts.   1 is that the PCN wasn't justified in the first place and I wasn't aware it had escalated. I received the initial fine from TFL which I challenged and heard nothing back from (for 5 months). Then another letter from a separate PCN which made me email TFL to inquire what was going on but again, heard nothing back.   (BTW I can see how confusing this is so thanks again for trying)   So, I had no idea my car was at the risk of being taken - that's the first part.   No 2. is:   I got a phone call saying my car was on the back of a truck round the corner from mine (they hadn't left any notices or anything, and the car was parked directly outside my house). My friend said they were attaching the straps and securing it to the van (so I think they got it on the back of the van and moved it before securing it).   When I ran round the corner I saw the EA's van. I went upto it and asked what was going on. He was rude and told me to go away. Then after I kept knocking he got out the van and was aggressive and refused to ID himself or tell me why he had my car.   He shouted at me, was rude and unprofessional, he then left with my car. I complained to Marstons and asked for the bodycam footage.   They gave me the footage but it was clearly edited and cut short (because in the beginning of the footage he was the most aggressive).   They then told me he wasn't required to have the camera turned on when he's in the van, only when he's 'actively pursuing a warrant' and I was only allowed the footage I was in. (which is 2 different things) So I asked them to clarify which is true.   Anyway, I reviewed the footage and sent in my complaint (talking about what happened in the footage) They replied and said they watched the footage and disagreed with everything I said.   So I wrote a more in depth response with the CIVEA code to reference + the TFL EA guide etc.    Then they asked for more time, called me and finally apologised and admitted he had acted untoward and was in the wrong.   They then offered me the goodwill payment.   This has taken up weeks of my time, caused me serious trauma and PTSD and even after I complained WITH video evidence, they still initially denied it which means they officially lied, on record, while representing TFL.   I told TFL what was happening they said I had to continue with Marstons etc.   £250 goodwill isn't enough, the car cost £800 to get out, the suspension is messed up and I'd like to claim compensation for everything.   I don't know if that makes me sound like i'm money grabbing or whatever but they shouldn't be allowed to get away with it.   The police had to come before they could call an ambulance cause I was having a panic attack and it was a HORRIBLE experience.    So any help would be great please    I have the whole file from Resolver in a ZIP file but it's a lot of writing and I think you've read enough of my writing to last a life time!   I did a statutory declaration of OOT, got it signed by the court etc. but it was rejected.   I then tried to take them to court but it cost £250 I think which I don't have. You can get it for free if your low income but they wanted bank statements that I couldn't get. They're waiting for me to reply with documents to get a free court date.    did you receive any of the pcn's - was that why you appealed? - Yes, sorry!   unless it's trying secure a greater level of compo from marstons? - Yes, sorry!   For the record I just saw this pop up, read it and now feel much less guilty about my enquiry!
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Hi CB this is a "Scottish Jurisdiction" debt as I understand it so the timescale is 5 years for SB, this one has a CCJ that was removed from CRA files 2011?? so statute barred status does not apply as the issue of the claim stopped the clock on the date of issue. The claim was successful so the "clock" does not restart.

 

 

The debt has not been extinguished because of the claim, it is however unlikely that a court in any jurisdiction would allow further action unless there was an over riding reason to do so.

 

 

So I believe technically the debt can be pursued.

 

 

Oh right.. my apologies.. that will teach me to read the whole thread first wont it :(


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Just a daft question but does a CCj drop off the CF after 6 years or does it stay there. I thought they dont drop off unless u apply for it to


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Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

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no as wih defaults

 

they disappear on their 6th birthday paid or not.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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ok thanks


OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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All of my cc debts are due to be statute barred in October, or so I thought. Does the link that bankfodder gave mean, that as long as a creditor or their DCA keeps writing to you, that the debt will never be statute barred. Even though you dispute the debt?

 

Thanks

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no its doesn't

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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All of my cc debts are due to be statute barred in October, or so I thought. Does the link that bankfodder gave mean, that as long as a creditor or their DCA keeps writing to you, that the debt will never be statute barred. Even though you dispute the debt?

 

Thanks

dx is correct, DCAs sending demands for payment, begging letters has no effect, they are not "relevant" contact, relevant contact from the debtor is any payment or unequivocal written acknowledgment that the liability still stands.


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many thanks

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Hi CB this is a "Scottish Jurisdiction" debt as I understand it so the timescale is 5 years for SB, this one has a CCJ that was removed from CRA files 2011?? so statute barred status does not apply as the issue of the claim stopped the clock on the date of issue. The claim was successful so the "clock" does not restart.

 

 

The debt has not been extinguished because of the claim, it is however unlikely that a court in any jurisdiction would allow further action unless there was an over riding reason to do so.

 

 

So I believe technically the debt can be pursued.

 

Hi Brig,

 

No, this is an English CCJ, not Scottish.

As far as further action is concerned ive read a few horror stories of ICO's being issued for very old CCJ's (older than 6 years) and a court awarding it since a CCJ is not time barred. I'm not entirely sure what the process is for anyone taking this back to court but am concerned that a small debt can suddenly grow into a huge one (in the example I read!).

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it is extremely rare for any action on an old CCJ to be taken after 6yrs

 

esp if the debt has been sold on

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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it is extremely rare for any action on an old CCJ to be taken after 6yrs

 

esp if the debt has been sold on

 

dx

 

Perhaps - but there are examples right here in CAG!

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well there will be

we only hear bad news.

 

pers i'd not do anything.

 

you can worry and read as much as you like.

 

i'd be getting on with life

 

not worrying about some fleecing dca poss doing this or that.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Hi Brig,

 

No, this is an English CCJ, not Scottish.

As far as further action is concerned ive read a few horror stories of ICO's being issued for very old CCJ's (older than 6 years) and a court awarding it since a CCJ is not time barred. I'm not entirely sure what the process is for anyone taking this back to court but am concerned that a small debt can suddenly grow into a huge one (in the example I read!).

My apologies I believe a quest was asked re the Limitations Act in Scotland at the start of the thread.


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Please Consider making a donation to keep this site running!

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Bit of an update - I was actually in the process of moving house when the letter from Moors#"t was received - obviously I replied with the SB letter but then moved - heard nothing further - presumably I do nothing?

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are they aware of your new address

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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are they aware of your new address

 

dx

 

No. I haven't told them. Should I have?

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well they'll soon find you via your credit file

 

wait and see what happens then comeback here.


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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well they'll soon find you via your credit file

 

wait and see what happens then comeback here.

 

Yep. I never thought I'm under any obligation to advise them what I'm doing with my life.

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